96 Curtis St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 96 Curtis St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,245 sqft · built 1938
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Nov 2018)
Tax Bill	$9,860 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2018 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00731-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`02-00731-0000-00012`
Alternative APN	`020073100012`

Interior

Stories	1 Story
Building Area	1,245 sqft Living Area
1st Floor Area	1,245 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Location & Zoning

Old Parcel Number	020073100012
Street Address	96 CURTIS ST
City	BLOOMFIELD
State	NJ
Zip	07003-3874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	40 X 100
Legal Block	731
Legal Lot Number	12
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1003
Census Tract	15200

Owner

Source: Essex County and Bloomfield Township records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96 CURTIS ST, BLOOMFIELD, NJ 07003-3874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL CREDIT UNION
Nov 16, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL RESOURCES INC
Nov 8, 2021	Deed of Trust, Mortgage MUNICIPAL CU
Aug 17, 2019	Deed of Trust, Mortgage · Conventional with PMI AMERICAN FIN'L RSRCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	201899223
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Sep 2, 2026
Property Address	96 CURTIS ST, BLOOMFIELD, NJ 07003-3874
Document Number	0000058565
Instrument Date	Sep 1, 2026
Instrument	202658565
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 CURTIS ST, BLOOMFIELD, NJ 07003-3874

Mortgage

Document Number	0000058565,
Date	Sep 2, 2026
Instrument	202658565

Lender

Name	MUNICIPAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	96 CURTIS ST, BLOOMFIELD, NJ 07003-3874
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099230
Date	Nov 16, 2018
Instrument	2018099230

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2047

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	96 CURTIS ST, BLOOMFIELD, NJ 07003-3874
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133767
Date	Nov 8, 2021
Instrument	2021133767

Lender

Name	MUNICIPAL CU
Type	Credit Union
Address	NEW YORK, NY 10007

Agreement

Amount	Amount Recorded
Term	178 Months
Due	Sep 25, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	96 CURTIS ST, BLOOMFIELD, NJ 07003-3874
Document Number	0000091639
Instrument Date	Aug 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96 CURTIS ST BLOOMFIELD NJ 070033874, BLOOMFIELD, NJ 07003-3874

Mortgage

Document Number	0000091639
Date	Sep 27, 2019
Instrument	91639

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Sep 26, 2044

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,600 (-) Land $104,800 Building $177,800	$282,600 (-) Land $104,800 Building $177,800
2025	$9,860.00 (+2.87%)	$282,600 (-) Land $104,800 Building $177,800	$282,600 (-) Land $104,800 Building $177,800
2024	$9,585.00 (+5.94%)
2023		$282,600 Land $104,800 Building $177,800	$282,600 Land $104,800 Building $177,800
2022	$9,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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