96 Curly Smart Cir, Delaware, OH 43015 Property Records

Delaware County property record for 96 Curly Smart Cir, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,110 sqft · built 2003
Lot Size	0.482 acres (20,996 sqft)
Owner	2 Trust Names on File
Last Sale	$269,000 (Nov 2018)
Tax Bill	$6,146 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-332-03-082-000`

Property Details

APN / Parcel Number

Primary APN	`519-332-03-082-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,110 sqft Living Area
Gross Area	3,660 sqft
1st Floor Area	1,090 sqft
Upper Floors Area	1,020 sqft
Basement Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	20,996 sqft (0.482 acres)
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Deck Area	270 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	96 CURLY SMART CIR
City	DELAWARE
State	OH
Zip	43015-3378
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7774 TROY FARMS SEC 5
Legal Subdivision	TROY FARMS SEC 5
Legal Lot Number	7774
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1005
Census Tract	10421

Owner

96 Curly Smart Cir is held in a trust since September 2024.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	901 CORPORATE CENTER DR, POMONA, CA 91768-2642
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CNB BANK
Jul 26, 2019	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Nov 14, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2018 · Amount on File
Deed Sale	Nov 14, 2018 · Amount on File
Prior Sale	Apr 19, 2007 · Amount on File
Deed Document Number	201831209
Deed Book / Page	1606 / 1346
Last Transfer Date	Sep 19, 2024
Transfer Doc	0000020158
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	96 CURLY SMART CIR, DELAWARE, OH 43015-3378
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	OHIO REAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 CURLY SMART CIR, DELAWARE, OH 43015-3378

Mortgage

Document Number	0000003932
Date	Feb 7, 2022
Book Page	1943/1106
Instrument	202200003932

Lender

Name	CNB BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	96 CURLY SMART CIR, DELAWARE, OH 43015-3378
Document Number	0000020428
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 CURLY SMART CIR DELAWARE OH 430153378, DELAWARE, OH 43015-3378

Mortgage

Document Number	0000020428
Date	Aug 2, 2019
Book Page	001653/002301
Instrument	20428

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Nov 14, 2018
Property Address	96 CURLY SMART CIR, DELAWARE, OH 43015-3378
Document Number	0000031209
Book / Page	1606 / 1346
Map Reference	CAB2 SL461
Instrument Date	Oct 31, 2018
Instrument	201800031209
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 ROBERT ROSE DR, MURFREESBORO, TN 37129-6347

Mortgage

Document Number	0000031210
Date	Nov 14, 2018
Instrument	201800031210

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 96 Curly Smart Cir was $6,146, up 5.4% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,146.00 (+5.37%)	$123,560 (-) Land $21,810 Building $101,750	$353,000 Land $62,300 Building $290,700
2024	$5,833.00 (-0.19%) Homeowner's exemption	$123,560 (-) Land $21,810 Building $101,750
2023	$5,844.00 Homeowner's exemption	$123,560 Land $21,810 Building $101,750	$353,000 Land $62,300 Building $290,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 96 Curly Smart Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Curly Smart Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Consolidated Fiber, Verizon.

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