96 Cross St, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 96 Cross St, Methuen, MA 01844

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,942 sqft · built 2000
Lot Size	0.238 acres (10,376 sqft)
Owner	2 Individual Names on File
Last Sale	$599,900 (Aug 2023)
Tax Bill	$6,463 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`METH M:00410 B:00126B L:00010B`

Property Details

APN / Parcel Number

Primary APN	`METH M:00410 B:00126B L:00010B`
Alternative APN	`6174`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,942 sqft Living Area
Gross Area	2,658 sqft
Basement Area	1,232 sqft
Unfinished Basement	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,376 sqft (0.238 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6174
Street Address	96 CROSS ST
City	METHUEN
State	MA
Zip	01844-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Subdivision	JACK DANIELSON VIOLA BERBERIAN
Legal Block	126B
Legal Lot Number	10B
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	1
Census Block	1013
Census Tract	252202

Owner

96 Cross St is owned and occupied by two individuals who bought it in August 2023.

Source: Essex County and Methuen City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	96 CROSS ST, METHUEN, MA 01844-1615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 4, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EAST WEST MORTGAGE LLC
Jul 28, 2017	Deed of Trust, Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2023 · Amount on File
Deed Sale	Aug 4, 2023 · Amount on File
Prior Sale	Jul 8, 2002 · Amount on File
Deed Document Number	202312562
Deed Book / Page	17802 / 286
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	96 CROSS ST, METHUEN, MA 01844-1615
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018414-316
Date	Oct 21, 2025
Book Page	18414/316
Instrument	18287

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	Aug 4, 2023
Property Address	96 CROSS ST, METHUEN, MA 01844-1615
Document Number	017802-286
Book / Page	17802 / 286
Instrument Date	Aug 4, 2023
Instrument	12562
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	96 CROSS ST, METHUEN, MA 01844-1615

Mortgage

Document Number	0000012563
Date	Aug 4, 2023
Instrument	12563

Lender

Name	EAST WEST MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	96 CROSS ST, METHUEN, MA 01844-1615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15168-41
Date	Jul 28, 2017
Book Page	15168/41
Instrument	19265

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 96 Cross St was $6,463, up 4.9% from the year before.

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,463.00 (+4.9%)	$621,400 (+6.71%) Land $201,300 Building $420,100	$662,844 (+4.39%)
2025	$6,161.00 (+2.05%)	$582,300 (+4.75%) Land $201,300 Building $381,000	$634,980
2024	$6,037.00 (+6.94%)	$555,900 (+15.21%) Land $175,900 Building $380,000
2023	$5,645.00	$482,500 Land $154,800 Building $327,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Cross St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1996–2006)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross St

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