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96 Cram St, Bradley, ME 04411 Property Records

Penobscot County and Bradley Town property record for 96 Cram St, Bradley, ME 04411

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,092 sqft · built 1980
Lot Size4.72 acres (205,603 sqft)
Owner2 Individual Names on File
Last Sale$114,000 (Jun 2018)
Tax Bill$2,221 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNBRAY M:016 L:031

Property Details

APN / Parcel Number

Primary APNBRAY M:016 L:031
Alternative APN
  • 402

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,050 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area205,603 sqft (4.72 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number402
Street Address96 CRAM ST
CityBRADLEY
StateME
Zip04411-5126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number31
JurisdictionBRADLEY ME
Township / Civil DivisionBRADLEY
Census Block Group1
Census Block1013
Census Tract8001

Owner

Source: Penobscot County and Bradley Town records · APN BRAY M:016 L:031

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address96 CRAM ST, BRADLEY, ME 04411-5126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 01, 2020Deed of Trust, Mortgage
KATAHDIN TR CO
Jun 27, 2018Warranty Deed, Transfer
LENDUS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2018 · Amount on Record
Deed SaleJun 27, 2018 · Amount on Record
Deed Document Number201817130
Deed Book / Page14853 / 1
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADLEY ME
Property Address96 CRAM ST, BRADLEY, ME 04411-5126
Document Number0155170288
Instrument DateMay 01, 2020
Transaction TypeMortgage
Record UpdatedJul 01, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 CRAM ST BRADLEY ME 044115126, BRADLEY, ME 04411-5126

Mortgage

Document Number0155170288
DateMay 06, 2020
Book Page015517/000288
Instrument12130
Lender
NameKATAHDIN TR CO
AddressPATTEN, ME 04765
Agreement
AmountAmount Recorded
Term360 Months
DueMay 05, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADLEY ME
Recording DateJun 27, 2018
Property Address96 CRAM ST, BRADLEY, ME 04411-5126
Document Number0148530001
Book / Page14853 / 0001
Instrument000000017130
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017131
DateJun 27, 2018
Instrument000000017131
Lender
NameLENDUS LLC
Agreement
AmountAmount Recorded
Term360 Months
DueJun 27, 2048

Tax Assessment & Valuation

Source: Penobscot County and Bradley Town records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
County SubdivisionBradley Town
Unified School DistrictRegional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,221.00 (+6.83%)$189,000 (-) Land $52,400 Building $136,600
2024$2,079.00 (+2.67%)$189,000 (+54.03%) Land $52,400 Building $136,600
2023$2,025.00 (+6.47%)$122,700 (-) Land $39,000 Building $83,700$190,570
2022$1,902.00$122,700 Land $39,000 Building $83,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 7, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims18 (1979–2018)
Claims Outside the SFHA9 of 18
Most Recent ClaimJan 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, May 2008 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Consolidated Communications
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 78 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOLD TOWN WATER DISTRICT
serves 7,648 people
Water SourceGroundwater
Last State InspectionMar 2025
Lead8 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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