96 Commodore St, Providence, RI 02904 Property Records

Providence City property record for 96 Commodore St, Providence, RI 02904

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,886 sqft · built 1925
Lot Size	0.101 acres (4,398 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Apr 2026)
Tax Bill	$6,867 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:71 L:554`

Property Details

APN / Parcel Number

Primary APN	`PROV M:71 L:554`
Alternative APNs	`P:0710554 L:0000` `33821`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,886 sqft Living Area
Gross Area	4,892 sqft
1st Floor Area	1,170 sqft
Attic	Attic
Attic Area	572 sqft
Basement Area	1,162 sqft
Unfinished Basement	1,162 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2001
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,398 sqft (0.101 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	33821
Street Address	96 COMMODORE ST
City	PROVIDENCE
State	RI
Zip	02904-2633
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Lot Number	554
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	4
Census Block	4019
Census Tract	2900

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	96 COMMODORE ST, PROVIDENCE, RI 02904-2633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage RHODE ISLAND MORTGAGE FINANCIAL CORPORATION
Apr 3, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC
Apr 3, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage JOHN MONGELLI 401K T
Jul 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2026 · Amount on Record
Deed Sale	Apr 3, 2026 · Amount on Record
Prior Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	2026412972
Deed Book / Page	14690 / 91
Transfer Doc	1031000026
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Recording Date	Apr 3, 2026
Property Address	96 COMMODORE ST, PROVIDENCE, RI 02904-2633
Document Number	0000412974
Book / Page	14690 / 115
Instrument Date	Apr 3, 2026
Instrument	2026412974
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 COMMODORE ST, PROVIDENCE, RI 02904-2633

Mortgage

Document Number	014690-115,
Date	Apr 3, 2026
Book Page	14690/115
Instrument	2026412974

Lender

Name	RHODE ISLAND MORTGAGE FINANCIAL CORPORATION

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate	6%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Apr 3, 2026
Property Address	96 COMMODORE ST, PROVIDENCE, RI 02904-2633
Document Number	0000412972
Book / Page	14690 / 91
Instrument Date	Apr 3, 2026
Instrument	2026412972
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 COMMODORE ST, PROVIDENCE, RI 02904-2633

Mortgage

Date	Apr 3, 2026

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Apr 3, 2026
Property Address	96 COMMODORE ST, PROVIDENCE, RI 02904-2633
Document Number	0014690-91
Book / Page	14690 / 91
Instrument Date	Apr 3, 2026
Instrument	2026.412972
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 COMMODORE ST, PROVIDENCE, RI 02904-2633

Mortgage

Date	Apr 3, 2026

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Aug 3, 2020
Property Address	96 COMMODORE ST, PROVIDENCE, RI 02904-2504
Document Number	12791-185
Book / Page	012791 / 000185
Instrument Date	Jul 30, 2020
Instrument	261272
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 RUSSE ST CRANSTON RI 029101026, CRANSTON, RI 02910-1026

Mortgage

Document Number	12791-187
Date	Aug 3, 2020
Book Page	012791/000187
Instrument	261273

Lender

Name	JOHN MONGELLI 401K T

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	96 COMMODORE ST, PROVIDENCE, RI 02904-2504
Document Number	11787-287
Book / Page	011787 / 000287
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 COMMODORE ST PROVIDENCE RI 029042504, PROVIDENCE, RI 02904-2504

Mortgage

Document Number	11787-287
Date	Jul 28, 2017
Book Page	011787/000287
Instrument	7650

Lender

Name	HOME PT FIN'L

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,867.00 (+13.99%)	$490,500 (+49.41%) Land $128,600 Building $361,900	$471,054
2023	$6,024.00 (+3.08%)	$328,300 (-) Land $68,300 Building $260,000
2022	$5,844.00	$328,300 Land $68,300 Building $260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	21 (1979–2023)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Sep 2023 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Sep 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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