96 Cloverdale Rd, Clifton, NJ 07013 Property Records

Passaic County and Clifton City property record for 96 Cloverdale Rd, Clifton, NJ 07013

Property Summary

Property TypeSingle Family Home
Details3,068 sqft · built 1977
Lot Size0.142 acres (6,181 sqft)
Owner2 Individual Names on File
Last Sale$775,000 (Mar 2021)
Tax Bill$17,866 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-00036-01-00047

Property Details

APN / Parcel Number

Primary APN02-00036-01-00047
Alternative APNs
  • 0200036000100047
  • 0200036100047

Interior

Units2 Units
Stories2 Stories
Building Area3,068 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialWood
Construction TypeFrame
Lot Area6,181 sqft (0.142 acres)
Lot Dimensions103 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number0200036100047
Street Address96 CLOVERDALE RD
CityCLIFTON
StateNJ
Zip07013-1908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-B1
Legal SubdivisionBI-CENTENNIAL ESTATES SEC 2
Legal Block36.1
Legal Lot Number47
JurisdictionPASSAIC NJ
Township / Civil DivisionCLIFTON
Census Block Group4
Census Block4010
Census Tract124500

Owner

96 Cloverdale Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address96 CLOVERDALE RD, CLIFTON, NJ 07013-1908
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed, Transfer · FHA Mortgage
HARBORONE MORTGAGE LLC
Jan 23, 2018Deed, Transfer · Conventional Mortgage
WEICHERT FINANCIAL SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2021 · Amount on File
Deed SaleMar 22, 2021 · Amount on File
Prior SaleJan 23, 2018 · Amount on File
Deed Document Number202119953
Deed Book / Page3998 / 54
Record UpdatedOct 29, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateMar 22, 2021
Property Address96 CLOVERDALE RD, CLIFTON, NJ 07013-1908
Document Number0000019953
Book / PageD3998 / 54
Instrument DateFeb 16, 2021
Instrument2021019953
Transaction TypeTransfer
Record UpdatedNov 3, 2025
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,712.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 RENAISSANCE DR, CLIFTON, NJ 07013-2105

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address96 CLOVERDALE RD, CLIFTON, NJ 07013-1908

Mortgage

Document Number0000019954
DateMar 22, 2021
Instrument2021019954
Lender
NameHARBORONE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateJan 23, 2018
Property Address96 CLOVERDALE RD, CLIFTON, NJ 07013-1908
Document Number0000004016
Map ReferenceMAP2737
Instrument DateDec 18, 2017
Instrument2018004016
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address96 CLOVERDALE RD, 96, CLIFTON, NJ 07013-1908

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 CLOVERDALE RD, CLIFTON, NJ 07013-1908

Mortgage

Document Number0000004017
DateJan 23, 2018
Instrument2018004017
Lender
NameWEICHERT FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 96 Cloverdale Rd was $17,866, up 3.3% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityClifton City
Unified School DistrictClifton City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$291,500 (-) Land $87,200 Building $204,300$291,500 (-) Land $87,200 Building $204,300
2025$17,866.00 (+3.25%)$291,500 Land $87,200 Building $204,300$291,500 Land $87,200 Building $204,300
2024$17,303.00
2023$291,500 Land $87,200 Building $204,300$291,500 Land $87,200 Building $204,300
2022$16,644.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 96 Cloverdale Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1999–2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 96 Cloverdale Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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