96 Charter Oak Dr, Wilton, CT 06897 Property Records

Wilton Town property record for 96 Charter Oak Dr, Wilton, CT 06897

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,960 sqft · built 1976
Lot Size	2.17 acres (94,525 sqft)
Owner	Individual Name on Record
Last Sale	$1,510,000 (Aug 2025)
Tax Bill	$17,278 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WILT M:0093 B:032 L:00`

Property Details

APN / Parcel Number

Primary APN	`WILT M:0093 B:032 L:00`
Alternative APN	`3239`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	4,330 sqft
1st Floor Area	1,960 sqft
Basement Area	1,640 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	94,525 sqft (2.17 acres)
Garage Type	Basement
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3239
Street Address	96 CHARTER OAK DR
City	WILTON
State	CT
Zip	06897-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	32
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	2
Census Block	2007
Census Tract	45101

Owner

Source: Wilton Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	442 MAIN AVE, 18, NORWALK, CT 06851-1179
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage CHANDLER FOSTER
Oct 6, 2022	Deed of Trust, Mortgage · ARM CROSSCOUNTRY MORTGAGE INC
Jul 20, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage RODD SALVATORE
Aug 1, 2025	Warranty Deed, Transfer
Apr 19, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FTF LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2025 · Amount on Record
Deed Sale	Aug 1, 2025 · Amount on Record
Prior Sale	Apr 19, 2022 · Amount on Record
Deed Book / Page	2583 / 420
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	96 CHARTER OAK DR, WILTON, CT 06897-1703
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002553-520
Date	Jul 20, 2022
Book Page	2553/520

Lender

Name	CHANDLER FOSTER

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2023

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	96 CHARTER OAK DR, WILTON, CT 06897-1703
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002556-148
Date	Oct 6, 2022
Book Page	2556/148

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2032
Index	Other

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	96 CHARTER OAK DR, WILTON, CT 06897-1703
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002553-522
Date	Jul 20, 2022
Book Page	2553/522

Lender

Name	RODD SALVATORE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2023

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	Aug 1, 2025
Property Address	96 CHARTER OAK DR, WILTON, CT 06897-1703
Document Number	002583-420
Book / Page	2583 / 420
Instrument Date	Jul 16, 2025
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 MAIN AVE # 18, 18, NORWALK, CT 06851-1179

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	Apr 19, 2022
Property Address	96 CHARTER OAK DR, WILTON, CT 06897-1703
Document Number	02549-1125
Book / Page	2549 / 1125
Instrument Date	Apr 14, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025491127
Date	Apr 19, 2022
Instrument	2549/1127

Lender

Name	FTF LENDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wilton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,278.00 (+2.68%)	$689,430 (+0.01%) Land $280,560 Building $408,870	$1,476,543 (+205.99%)
2025	$16,827.00	$689,360 (+51.51%) Land $280,490 Building $408,870	$482,552 Land $196,343 Building $286,209
2024	$16,827.00 (+26.4%)
2023	$13,313.00 (+8.54%)	$455,000 (+4.72%) Land $282,870 Building $172,130
2022	$12,266.00	$434,490 Land $282,870 Building $151,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Frontier.

Cell Coverage

No cell data coverage reported

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