96 Central Park Dr, Coldwater, MI 49036 Property Records

Branch County property record for 96 Central Park Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1963
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (May 2026)
Tax Bill	$1,762 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Feb 2005 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-340-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-340-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	96 CENTRAL PARK DR
City	COLDWATER
State	MI
Zip	49036-1592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 61 IRWIN PARK MANOR NO 1 SUBD IN S 1/2 SEC 15 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	15
Legal Subdivision	SUBD
Legal Lot Number	61
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1008
Census Tract	951400

Owner

96 Central Park Dr is owned by two individuals who bought it in May 2026.

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	421 N WILLOWBROOK RD, COLDWATER, MI 49036-9407
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CONSUMERS CU
Feb 28, 2005	Deed of Trust, Mortgage · Line of Credit ALLEGIS CU
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
Mar 3, 2014	Warranty Deed, Transfer · Conventional Mortgage MONARCH COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Mar 3, 2014 · Amount on File
Deed Document Number	20263091
Prior Transfer Date	Feb 10, 2010
Prior Transfer Doc	201001058
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	96 CENTRAL PARK DR, COLDWATER, MI 49036-1592
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 CENTRAL PARK DR, COLDWATER, MI 49036-1592

Mortgage

Document Number	0202303614
Date	Jul 5, 2023
Instrument	2023-03614

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2033

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	96 CENTRAL PARK DR, COLDWATER, MI 49036-1592
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01064/0469
Date	Feb 28, 2005
Book Page	1064/0469
Instrument	01766

Lender

Name	ALLEGIS CU
Type	Credit Union
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	96 CENTRAL PARK DR, COLDWATER, MI 49036-1592
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202007219
Date	Oct 23, 2020
Instrument	2020-07219

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	May 21, 2026
Property Address	96 CENTRAL PARK DR, COLDWATER, MI 49036-1592
Document Number	0000003091
Instrument Date	May 15, 2026
Instrument	20263091
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225,836.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N WILLOWBROOK RD, COLDWATER, MI 49036-9407

Mortgage

Document Number	0000003092,
Date	May 21, 2026
Instrument	20263092

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	96 CENTRAL PARK DR, COLDWATER, MI 49036-1592
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202007219
Date	Oct 23, 2020
Instrument	2020-07219

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Mar 3, 2014
Property Address	96 CENTRAL PARK DR, COLDWATER, MI 49036-1592
Document Number	201401005
Map Reference	LB4 PG57
Instrument Date	Feb 28, 2014
Instrument	2014-01005
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 CENTRAL PARK DR, 96, COLDWATER, MI 49036-1592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 W STATE ST, COLDWATER, MI 49036-1041

Mortgage

Document Number	0201401006
Date	Mar 3, 2014
Instrument	2014-01006

Lender

Name	MONARCH COMMUNITY BANK
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 96 Central Park Dr was $1,762, up 3.6% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,400 (+33.57%)	$152,800 (+33.57%)
2025	$1,762.00 (+3.65%)	$57,200	$114,400
2024	$1,700.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 96 Central Park Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Central Park Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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