Passaic County and Wayne Township property record for 96 Carol Pl, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 3,487 sqft · built 1994 |
| Lot Size | 0.555 acres (24,176 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $709,900 (Jul 2004) |
| Tax Bill | $20,219 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 14-01806-0000-00019 |
| Primary APN | 14-01806-0000-00019 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,487 sqft Living Area |
|---|
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Lot Area | 24,176 sqft (0.555 acres) |
| Old Parcel Number | 1400462N00019 |
|---|---|
| Street Address | 96 CAROL PL |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Block | 1806 |
| Legal Lot Number | 19 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 246101 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 96 CAROL PL, WAYNE, NJ 07470-2926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed of Trust, Mortgage · Line of Credit AMERICAN HERITAGE CU |
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 13, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2004 · Amount on Record |
| Deed Sale | Jul 14, 2004 · Amount on Record |
| Prior Sale | Dec 13, 1994 · Amount on Record |
| Deed Book / Page | 809 / 58 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 96 CAROL PL, WAYNE, NJ 07470-2926 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Title Company | UNIVERSAL ABSTRACT SERVICES LLC, UNIVERSAL STLMT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000020290 |
|---|---|
| Date | Jun 23, 2023 |
| Book Page | M18528/128 |
| Instrument | 2023020290 |
| Name | AMERICAN HERITAGE CU |
|---|---|
| Type | Credit Union |
| Address | PHILADELPHIA, PA 19115 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 22, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 96 CAROL PL, WAYNE, NJ 07470-2926 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | EMPIRE TITLE AGENCY/AZ LLC, EMPIRE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000010905 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | M16842/50 |
| Instrument | 2021010905 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 96 CAROL PL, WAYNE, NJ 07470-2926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030776 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | M15100/0135 |
| Instrument | 2018030776 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 29, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 96 CAROL PL, WAYNE, NJ 07470-2926 |
| Document Number | 0000031433 |
| Instrument Date | Jun 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 96 CAROL PL WAYNE NJ 074702926, WAYNE, NJ 07470-2926 |
| Document Number | 0000031433 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 014552/000109 |
| Instrument | 31433 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 4, 2037 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,100 (-) Land $144,000 Building $193,100 | $337,100 (-) Land $144,000 Building $193,100 | |
| 2025 | $20,219.00 (+0.88%) | $337,100 (-) Land $144,000 Building $193,100 | $337,100 (-) Land $144,000 Building $193,100 |
| 2024 | $20,043.00 (+5.16%) | ||
| 2023 | $337,100 Land $144,000 Building $193,100 | $337,100 Land $144,000 Building $193,100 | |
| 2022 | $19,059.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 20 (1978–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures