Bergen County and Bergenfield Borough property record for 96 Carnation St, Bergenfield, NJ 07621
| Property Type | Single Family Home |
|---|---|
| Details | 2,728 sqft · built 1986 |
| Lot Size | 0.428 acres (18,631 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Mar 2021) |
| Tax Bill | $22,297 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00268-0000-00056 |
| Primary APN | 03-00268-0000-00056 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,728 sqft Living Area |
| 1st Floor Area | 2,728 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Lot Area | 18,631 sqft (0.428 acres) |
| Lot Dimensions | 115 ft deep x 162 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 0300316B00001 |
|---|---|
| Street Address | 96 CARNATION ST |
| City | BERGENFIELD |
| State | NJ |
| Zip | 07621-3804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 162X115 |
| Legal Block | 268 |
| Legal Lot Number | 56 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | BERGENFIELD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 3500 |
Source: Bergen County and Bergenfield Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 96 CARNATION ST, BERGENFIELD, NJ 07621-3804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK |
| Mar 15, 2021 | Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2021 · Amount on Record |
| Deed Sale | Mar 15, 2021 · Amount on Record |
| Prior Sale | Jun 26, 2003 · Amount on Record |
| Deed Document Number | 202136676 |
| Deed Book / Page | 4014 / 1776 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 96 CARNATION ST, BERGENFIELD, NJ 07621-3804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 96 CARNATION ST, BERGENFIELD, NJ 07621-3804 |
| Document Number | 0049121016 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 4912/1016 |
| Instrument | 2023006074 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 15, 2021 |
| Property Address | 96 CARNATION ST, BERGENFIELD, NJ 07621-3804 |
| Document Number | 0040141776 |
| Book / Page | 4014 / 1776 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 2021036676 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | MAX TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13188 NW 18TH CT, 13188, PEMBROKE PINES, FL 33028-2513 |
| Name | Verified Name |
|---|---|
| Address | 96 CARNATION ST, BERGENFIELD, NJ 07621-3804 |
| Document Number | 2021036677 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2021036677 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2050 |
Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Bergenfield Borough |
| Unified School District | Bergenfield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $596,500 (-) Land $300,800 Building $295,700 | $596,500 (-) Land $300,800 Building $295,700 | |
| 2025 | $22,297.00 (+5.98%) | $596,500 (+3.02%) Land $300,800 Building $295,700 | $596,500 (+3.02%) Land $300,800 Building $295,700 |
| 2024 | $21,038.00 (+8.24%) | ||
| 2023 | $579,000 Land $300,800 Building $278,200 | $579,000 Land $300,800 Building $278,200 | |
| 2022 | $19,437.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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