Henderson County property record for 96 Caleb Dr, Fletcher, NC 28732 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 2003 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,316 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9652912521 |
| Primary APN | 9652912521 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,624 sqft Heated Area |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 178 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 9963380 |
|---|---|
| Street Address | 96 CALEB DR |
| City | FLETCHER |
| State | NC |
| Zip | 28732-7615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #08 BETH-EDEN PL1999-3293 |
| Legal Subdivision | BETH-EDEN (4000) |
| Legal Block | 91 |
| Legal Lot Number | 2521 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HOOPERS CREEK |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 930502 |
Source: Henderson County records · APN 9652912521
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 96 CALEB DR, FLETCHER, NC 28732-7615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Apr 22, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 96 CALEB DR, FLETCHER, NC 28732-7615 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0043660525 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | 4366/525 |
| Instrument | 1001040604 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 96 CALEB DR, FLETCHER, NC 28732-7615 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2024 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 96 CALEB DR, FLETCHER, NC 28732-7615 |
| Document Number | 0041560405 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 4156/405 |
| Instrument | 1001013331 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $432,200 (-) Land $100,000 Building $332,200 | ||
| 2025 | $2,316.00 | ||
| 2023 | $432,200 Land $100,000 Building $332,200 | $432,200 Land $100,000 Building $332,200 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899305022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024, rainfall accumulation, Tropical Storm Helene |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Cable | 940 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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