96 Breakwater Rd, Brewster, MA 02631 Property Records

Barnstable County and Brewster Town property record for 96 Breakwater Rd, Brewster, MA 02631

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,072 sqft · built 1968
Lot Size	1.58 acres (68,999 sqft)
Owner	2 Individual Names on File
Last Sale	$1,285,000 (Nov 2020)
Tax Bill	$12,195 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BREW M:58 B:57`

Property Details

APN / Parcel Number

Primary APN	`BREW M:58 B:57`
Alternative APNs	`M:00017 L:00011` `1933`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,072 sqft Living Area
Gross Area	5,179 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	68,999 sqft (1.58 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1933
Street Address	96 BREAKWATER RD
City	BREWSTER
State	MA
Zip	02631-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESD.
Legal Block	57
Jurisdiction	BREWSTER MA
Township / Civil Division	BREWSTER
Census Block Group	2
Census Block	2000
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Brewster Old King's Highway Historic District listed 1996 · 262 contributing resources · NRIS 96000162

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

96 Breakwater Rd is owned by two individuals who bought it in November 2020.

Source: Barnstable County and Brewster Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 NORTHRIDGE DR, BURLINGTON, CT 06013-1553
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Prior Sale	Jan 20, 1995 · Amount on File
Deed Document Number	202062609
Deed Book / Page	33453 / 7
Prior Transfer Date	Nov 6, 2020
Prior Transfer Doc	33453-7
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREWSTER MA
Recording Date	Nov 9, 2020
Property Address	96 BREAKWATER RD, BREWSTER, MA 02631-1312
Document Number	33453-7
Book / Page	33453 / 7
Instrument Date	Nov 6, 2020
Instrument	62609
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	MASKEL RD, SOUTH WINDSOR, CT

Mortgage

Document Number	62610
Date	Nov 9, 2020
Instrument	62610

Lender

Name	CAPE COD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 96 Breakwater Rd was $12,195, up 9.7% from the year before.

Source: Barnstable County and Brewster Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Brewster Town
Elementary School District	Brewster School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,195.00 (+9.68%)	$1,772,500 (+8.56%) Land $963,400 Building $809,100	$2,226,800
2024	$11,119.00 (+8.37%)	$1,632,800 (+11.24%) Land $908,900 Building $723,900
2023	$10,260.00	$1,467,800 Land $811,300 Building $656,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Breakwater Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	10 (1983–2017)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2017 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Breakwater Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREWSTER WATER DEPARTMENT serves 35,000 people · EPA ID MA4041000
Water Source	Groundwater
Last State Inspection	May 2026
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20