96 Bluff View Dr, Spencer, TN 38585 Property Records

Van Buren County property record for 96 Bluff View Dr, Spencer, TN 38585

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,760 sqft · built 2002
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,000 (Jun 2017)
Tax Bill	$649 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088039 00120`

Property Details

APN / Parcel Number

Primary APN	`088039 00120`
Alternative APN	`039 00120`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	192 sqft
Finished Basement	192 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Porch	Slab
Porch Area	352 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	96 BLUFF VIEW DR
City	SPENCER
State	TN
Zip	38585-3534
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 01, COUNTY AREA: R01
Jurisdiction	VAN BUREN TN
Township / Civil Division	5
Census Block Group	1
Census Block	1098
Census Tract	925200

Owner

Source: Van Buren County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96 BLUFF VIEW DR, SPENCER, TN 38585-3534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Oct 12, 2016 · Amount on Record
Deed Document Number	2017616
Deed Book / Page	90 / 3
Prior Transfer Date	Aug 25, 2014
Prior Transfer Doc	00RB76/997
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Jun 26, 2017
Property Address	96 BLUFF VIEW DR, SPENCER, TN 38585-3534
Document Number	RB90/003
Book / Page	RB90 / 003
Instrument Date	Jun 16, 2017
Instrument	17000616
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 BLUFF VIEW DR, SPENCER, TN 38585-3534

Mortgage

Document Number	RB90/005
Date	Jun 26, 2017
Book Page	RB90/005
Instrument	17000617

Lender

Name	FIRST CHOICE LENDING SERVICES LLC
Type	Mortgage Company
Address	KNOXVILLE, TN 37932

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Van Buren County
Municipality	Spencer City
Unified School District	Van Buren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$649.00	$27,050 (-) Land $4,175 Building $22,875
2024	$649.00	$27,050 (-) Land $4,175 Building $22,875
2023	$649.00 (+4.17%)	$27,050 (+4.14%) Land $4,175 Building $22,875
2022	$623.00	$25,975 Land $4,175 Building $21,800	$103,900 (-3.97%) Land $16,700 Building $87,200
2021			$108,200 Land $16,700 Building $91,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY U.D. #2 serves 5,611 people · EPA ID TN0000655
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	No certified operator Sep 2018 Coliform assessment Sep 2018 Organic carbon removal Jul 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20