Cortland County and Cortland City property record for 96 Bartlett Ave, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,210 sqft · built 1880 |
| Lot Size | 0.14 acres (6,102 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,000 (Feb 2017) |
| Tax Bill | $3,433 (2026) |
| Deeds & Mortgages | Jul 2022 Refinance Mar 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110200 86.76-02-02.000 |
| Primary APN | 110200 86.76-02-02.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,210 sqft Living Area |
| 1st Floor Area | 605 sqft |
| 2nd Floor Area | 605 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,102 sqft (0.14 acres) |
| Lot Dimensions | 122 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 91 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 96 BARTLETT AVE |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-3102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 970900 |
96 Bartlett Ave is owned by an individual who bought it in February 2017.
Source: Cortland County and Cortland City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 5611, CORTLAND, NY 13045-5611 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION |
| Mar 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GREEN LAKE ASSOCIATES LLC |
| May 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NBT BK |
| Feb 14, 2017 | Quit Claim Deed, Transfer · Conventional with PMI RUSSELL E & LINDA J RUTHIG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2017 · Amount on File |
| Deed Sale | Feb 14, 2017 · Amount on File |
| Prior Sale | Dec 30, 2016 · Amount on File |
| Deed Document Number | 2017762 |
| Prior Transfer Date | Feb 10, 2017 |
| Prior Transfer Doc | 0000000762 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 96 BARTLETT AVE, CORTLAND, NY 13045-3102 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003729 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 2022-03729 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 96 BARTLETT AVE, CORTLAND, NY 13045-3102 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001134 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021-01134 |
| Name | GREEN LAKE ASSOCIATES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 96 BARTLETT AVE, CORTLAND, NY 13045-3102 |
| Document Number | 0000002500 |
| Instrument Date | May 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 5611 CORTLAND NY 130455611, CORTLAND, NY 13045-5611 |
| Document Number | 0000002500 |
|---|---|
| Date | Jun 1, 2017 |
| Instrument | 2500 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | CORTLAND, NY 13045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Feb 14, 2017 |
| Property Address | 96 BARTLETT AVE, CORTLAND, NY 13045-3102 |
| Document Number | 0000000762 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 762 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3651 STATE ROUTE 215 CORTLAND NY 130458824, CORTLAND, NY 13045-8824 |
| Document Number | 763 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 763 |
| Name | RUSSELL E & LINDA J RUTHIG |
|---|---|
| Address | 3600 PENDLETON STREET EXT, CORTLAND, NY 13045-8811 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 96 Bartlett Ave was $3,433, up 43.3% from the year before.
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,433.00 (+43.34%) | ||
| 2025 | $2,395.00 | $85,000 Land $13,600 Building $71,400 | $87,629 Land $14,021 Building $73,608 |
| 2023 | $2,029.00 | $57,500 Land $9,500 Building $48,000 | $78,767 Land $13,014 Building $65,753 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 Bartlett Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 96 Bartlett Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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