96 Ave C, #5, Key Largo, FL 33037 Property Records

Monroe County property record for 96 Ave C, #5, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,751 sqft · built 1985
Lot Size	0.038 acres (1,645 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Apr 2026)
Tax Bill	$8,298 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00363600-000105`

Property Details

APN / Parcel Number

Primary APN	`00363600-000105`
Alternative APNs	`05663300363600000105` `8698712`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,751 sqft Living Area
1st Floor Area	1,751 sqft
Attic	Attic
Attic Area	552 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,645 sqft (0.038 acres)
View / Lot	Water Access
Garage Type	Carport
Garage Area	552 sqft
Carport	Carport
Carport Area	552 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	548 sqft
Deck Area	12 sqft
Patio Area	49 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8698712
Street Address	96 AVENUE C, 5
City	KEY LARGO
State	FL
Zip	33037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	PARCEL E BLDG#6 BONEFISH YACHT CLUB TOWNHOUSES AKA PT LTS 8-9-10 BLK 6 PB4-166 OR831-1202/1224 OR859-78/80 OR896-1527/1541 OR949-915 OR1128-2257 OR1129-1246/47 OR1133-2215/16 OR3051-331
Legal Range	33E
Legal Township	66S
Legal Section	05
Legal Subdivision	COCO PLUM BEACH
Legal Block	6
Legal Lot Number	8-9
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2030
Census Tract	971001

Owner

96 Ave C, #5 is owned by two individuals who bought it in April 2026.

Source: Monroe County records, as of May 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	250 N ELM AVE, NEWTOWN, PA 18940-2228
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORPORATION
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORPORATION
Feb 17, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on File
Deed Sale	Apr 28, 2026 · Amount on File
Prior Sale	Feb 17, 2021 · Amount on File
Deed Document Number	20262541153
Deed Book / Page	3378 / 216
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 28, 2026
Property Address	96 AVENUE C, 5, KEY LARGO, FL 33037
Document Number	0033780216
Book / Page	3378 / 216
Instrument Date	Apr 27, 2026
Instrument	20262541153
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CORAL REEF TITLE COMPANY, CORAL REEF TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 N ELM AVE, NEWTOWN, PA 18940-2228

Mortgage

Document Number	0002541154,
Date	Apr 28, 2026
Instrument	20262541154

Lender

Name	FIRST COLONY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 28, 2026
Property Address	96 AVENUE C, 5, KEY LARGO, FL 33037
Document Number	0002541153
Book / Page	3378 / 216
Instrument Date	Apr 27, 2026
Instrument	2026.2541153
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	CORAL REEF TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 N ELM AVE, NEWTOWN, PA 18940-2228

Mortgage

Document Number	0002541154,
Date	Apr 28, 2026
Instrument	2026..2541154

Lender

Name	FIRST COLONY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 17, 2021
Property Address	96 AVENUE C APT 5, 5, MARATHON, FL 33050-4051
Document Number	0030752438
Book / Page	3075 / 2438
Map Reference	MB 866 PG 2124
Instrument Date	Feb 12, 2021
Instrument	2304285
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$4,585.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1992 TAYLORS CREEK RD, 1992, WEEMS, VA 22576-2421

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 26, CHARLESTOWN, MD 21914-0026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$874,388 Land $542,685 Building $331,703	$874,388 Land $542,685 Building $331,703
2024	$8,298.00 (+1.58%)
2023	$8,169.00 (+7.19%)	$822,859 (+9.52%) Land $492,034 Building $330,825	$822,859 (+9.52%) Land $492,034 Building $330,825
2022	$7,621.00	$751,328 Land $412,441 Building $338,887	$751,328 Land $412,441 Building $338,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Ave C, #5 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 405 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	612 units insured incl. 207 condo units
Nearby Flood Claims	582 (1983–2018)
Most Recent Claim	Aug 2018 · rainfall accumulation
Claims by Event	Hurricane Irma, Oct 2017 · 305 claims Hurricane Wilma, Oct 2005 · 69 claims Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Ave C, #5 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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