Westerly Town property record for 96 Ashaway Rd, Westerly, RI 02891 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,071 sqft · built 1942 |
| Lot Size | 2.04 acres (89,242 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $647,000 (Oct 2025) |
| Tax Bill | $3,414 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Apr 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:38 B:30 |
| Primary APN | WEST M:38 B:30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,071 sqft Living Area |
| Gross Area | 4,234 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 89,242 sqft (2.04 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 18064250 |
|---|---|
| Street Address | 96 ASHAWAY RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 30 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 50901 |
Source: Westerly Town records · APN WEST M:38 B:30
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 96 ASHAWAY RD, WESTERLY, RI 02891-1400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 28, 2025 | Warranty Deed, Transfer THE WASHINGTON TRUST CO OF WESTERLY |
| Apr 27, 2018 | Deed of Trust, Mortgage · Line of Credit WESTERLY COMMUNITY CU |
| Jan 07, 2020 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Deed Book / Page | 2025 / 15400 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Oct 28, 2025 |
| Property Address | 96 ASHAWAY RD, WESTERLY, RI 02891-1400 |
| Document Number | 2025-15400 |
| Book / Page | 2025 / 15400 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 2025-3727 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 96 ASHAWAY RD, WESTERLY, RI 02891-1400 |
| Document Number | 0020253728 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025-3728 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 96 ASHAWAY RD, WESTERLY, RI 02891-1400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018-6573 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 2018/6573 |
| Instrument | 1658 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 96 ASHAWAY RD, WESTERLY, RI 02891-1400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020-215 |
|---|---|
| Date | Jan 07, 2020 |
| Book Page | 2020/215 |
| Instrument | 202020-62 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,414.00 (-10.7%) | $480,200 (+20.84%) Land $179,200 Building $301,000 |
| 2023 | $3,823.00 (+10.72%) | $397,400 (+10.02%) Land $131,400 Building $266,000 |
| 2022 | $3,453.00 | $361,200 Land $131,400 Building $229,800 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Apr 2010, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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