96 Acadia Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 96 Acadia Rd, Gardner, MA 01440

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,624 sqft · built 2021
Lot Size0.303 acres (13,200 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (May 2021)
Tax Bill$49 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNGARD M:M32 B:21 L:1

Property Details

APN / Parcel Number

Primary APNGARD M:M32 B:21 L:1
Alternative APN
  • M:K-31 B:0007 L:0015

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,624 sqft Living Area
Gross Area2,436 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,200 sqft (0.303 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address96 ACADIA RD
CityGARDNER
StateMA
Zip01440-1508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block21
Legal Lot Number1
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group1
Census Block1025
Census Tract707400

Owner

Source: Worcester County and Gardner City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address96 ACADIA RD, GARDNER, MA 01440-1508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2021 · Amount on Record
Deed SaleMay 3, 2021 · Amount on Record
Deed Document Number202160934
Deed Book / Page65079 / 156
Prior Transfer DateApr 30, 2021
Prior Transfer Doc65079-156
Record UpdatedOct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateMay 3, 2021
Property Address96 ACADIA RD, GARDNER, MA 01440-1508
Document Number065079-156
Book / Page65079 / 156
Instrument DateApr 30, 2021
Instrument60934
Transaction TypeTransfer
Record UpdatedApr 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address96 ACADIA RD, GARDNER, MA 01440-1508

Mortgage

Document Number0000060935
DateMay 3, 2021
Instrument60935
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$49.00 (-99.03%)$343,100 (+2.11%) Land $52,800 Building $290,300$378,955
2024$5,037.00 (-0.51%)$336,000 (+7.04%) Land $48,100 Building $287,900
2023$5,063.00$313,900 Land $47,400 Building $266,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER WATER DEPARTMENT
serves 21,381 people · EPA ID MA2103000
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Gateway Fiber
Fiber
2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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