Essex County and Andover Town property record for 96 Abbot St, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,015 sqft · built 1954 |
| Lot Size | 0.857 acres (37,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Feb 2002) |
| Tax Bill | $16,394 (2025) |
| Deeds & Mortgages | Mar 2024 Refinance Mar 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00056 B:00021 L:00000 |
| Primary APN | ANDO M:00056 B:00021 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,015 sqft Living Area |
| Gross Area | 5,736 sqft |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,344 sqft (0.857 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 96 ABBOT ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-4006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 21 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 254301 |
96 Abbot St is owned and occupied by two individuals who bought it in February 2002.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 96 ABBOT ST, ANDOVER, MA 01810-4006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance LINN N ANDERSON |
| Mar 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT COOPERATIVE BANK |
| Jan 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT COOPERATIVE BANK |
| May 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CENTURY BANK & TRUST |
| Apr 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CURTIS JAMES T TR (PT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2002 · Amount on File |
| Deed Sale | Feb 28, 2002 · Amount on File |
| Prior Sale | Nov 10, 1997 · Amount on File |
| Deed Book / Page | 6694 / 332 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 96 ABBOT ST, ANDOVER, MA 01810-4006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00017957-1 |
|---|---|
| Date | Mar 29, 2024 |
| Book Page | 17957/1 |
| Instrument | 4513 |
| Name | LINN N ANDERSON |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 96 ABBOT ST, ANDOVER, MA 01810-4006 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 017365-302 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | 17365/302 |
| Instrument | 5443 |
| Name | EVERETT COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 96 ABBOT ST, ANDOVER, MA 01810-4006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16147-107 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 16147/107 |
| Instrument | 407 |
| Name | EVERETT COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 96 ABBOT ST, ANDOVER, MA 01810-4006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15862-182 |
|---|---|
| Date | May 29, 2019 |
| Book Page | 15862/182 |
| Instrument | 11813 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 96 ABBOT ST, ANDOVER, MA 01810-4006 |
| Document Number | 15060-150 |
| Book / Page | 015060 / 000150 |
| Instrument Date | Apr 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Name | Verified Name |
|---|
| Document Number | 15060-150 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 015060/000150 |
| Instrument | 10294 |
| Name | CURTIS JAMES T TR (PT) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 96 Abbot St was $16,394, down 11.9% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,394.00 (-11.86%) | $1,312,600 (-9.11%) Land $646,300 Building $666,300 | $1,581,750 |
| 2024 | $18,601.00 (+4.52%) | $1,444,200 (+10.85%) Land $848,500 Building $595,700 | |
| 2023 | $17,796.00 | $1,302,800 Land $764,300 Building $538,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 Abbot St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1987–2010) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 96 Abbot St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures