Union County and Garwood Borough property record for 96 3rd Ave, Garwood, NJ 07027
| Property Type | Single Family Home |
|---|---|
| Details | 2,664 sqft · built 1924 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $769,999 (Oct 2024) |
| Tax Bill | $15,550 (2025) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage Oct 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00204-0000-00030 |
| Primary APN | 06-00204-0000-00030 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,664 sqft Living Area |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Account Number | 86400 |
|---|---|
| Street Address | 96 3RD AVE |
| City | GARWOOD |
| State | NJ |
| Zip | 07027-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GARWOOD-WESTFIELD SEC 02 |
| Legal Block | 204 |
| Legal Lot Number | 30 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | GARWOOD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 36900 |
96 3rd Ave is owned and occupied by two individuals who bought it in October 2024.
Source: Union County and Garwood Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 96 3RD AVE, GARWOOD, NJ 07027-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2024 | Deed, Transfer · Conventional Mortgage FIRST ALLIANCE HOME MORTGAGE LLC |
| Oct 18, 2023 | Intrafamily Transfer, Transfer ACRES LAND TITLE AGENCY INC |
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 31, 2019 | Deed, Transfer WEICHERT TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2024 · Amount on File |
| Deed Sale | Oct 22, 2024 · Amount on File |
| Prior Sale | Dec 31, 2019 · Amount on File |
| Deed Document Number | 202441444 |
| Deed Book / Page | 6560 / 2655 |
| Prior Transfer Date | Oct 17, 2023 |
| Prior Transfer Doc | 0065252430 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 22, 2024 |
| Property Address | 96 3RD AVE, GARWOOD, NJ 07027-1129 |
| Document Number | 0065602655 |
| Book / Page | 6560 / 2655 |
| Instrument Date | Sep 12, 2024 |
| Instrument | 41444 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,987.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 574 STANGLE RD, MARTINSVILLE, NJ 08836-2353 |
| Name | Verified Name |
|---|---|
| Address | 96 3RD AVE, GARWOOD, NJ 07027-1129 |
| Document Number | 0000070110 |
|---|---|
| Date | Oct 22, 2024 |
| Instrument | 70110 |
| Name | FIRST ALLIANCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 18, 2023 |
| Property Address | 96 3RD AVE, GARWOOD, NJ 07027-1129 |
| Document Number | 0065252430 |
| Book / Page | 6525 / 2430 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 33012 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 96 3RD AVE, GARWOOD, NJ 07027-1129 |
| Name | Verified Name |
|---|---|
| Address | 96 3RD AVE, GARWOOD, NJ 07027-1129 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 96 3RD AVE, GARWOOD, NJ 07027-1129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0148403034 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 14840/3034 |
| Instrument | 706194 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Dec 31, 2019 |
| Property Address | 96 3RD AVE, GARWOOD, NJ 07027-1129 |
| Document Number | 0063540405 |
| Book / Page | 6354 / 0405 |
| Map Reference | MAP 134B |
| Instrument Date | Nov 13, 2019 |
| Instrument | 320671 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | WEICHERT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 379 LAKEWIND DR, 379, MONCKS CORNER, SC 29461-7447 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 96 3RD AVE, GARWOOD, NJ 07027-1129 |
The 2025 property tax bill for 96 3rd Ave was $15,550, up 11.6% from the year before.
Source: Union County and Garwood Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Garwood Borough |
| Unified School District | Garwood Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $544,100 (-) Land $208,500 Building $335,600 | $544,100 (-) Land $208,500 Building $335,600 | |
| 2025 | $15,550.00 (+11.64%) | $544,100 Land $208,500 Building $335,600 | $544,100 Land $208,500 Building $335,600 |
| 2024 | $13,929.00 | ||
| 2023 | $499,800 (+10.23%) Land $208,500 Building $291,300 | $499,800 (+10.23%) Land $208,500 Building $291,300 | |
| 2022 | $13,154.00 | $453,400 Land $208,500 Building $244,900 | $453,400 Land $208,500 Building $244,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 3rd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 96 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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