96 2nd Ave, Keystone, IA 52249 Property Records

Benton County property record for 96 2nd Ave, Keystone, IA 52249

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1890
Lot Size	0.244 acres (10,650 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Apr 2014)
Tax Bill	$1,030 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09015200`

Property Details

APN / Parcel Number

Primary APN	`09015200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	476 sqft
Basement Area	352 sqft
Unfinished Basement	192 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	66 sqft
Deck Area	160 sqft
Patio Area	114 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	96 2ND AVE
City	KEYSTONE
State	IA
Zip	52249-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEYSTONE LOT 13 & S 1/2 LOT 14 BLK 10
Legal Subdivision	KEYSTONE
Legal Block	10
Legal Lot Number	13,14
Jurisdiction	BENTON IA
Township / Civil Division	KANE
Census Block Group	3
Census Block	3071
Census Tract	960600

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 204, KEYSTONE, IA 52249-0204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2014 · Amount on Record
Deed Sale	Apr 8, 2014 · Amount on Record
Deed Book / Page	14 / 1040
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	96 2ND AVE, KEYSTONE, IA 52249-9715
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 2ND AVE, KEYSTONE, IA 52249-9715

Mortgage

Document Number	0000254294
Date	Nov 10, 2025
Instrument	25-4294

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 9, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	96 2ND AVE, KEYSTONE, IA 52249-9715
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	204213
Date	Sep 23, 2020
Instrument	20-4213

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Keystone City
Unified School District	Benton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,030.00 (-4.81%)	$100,700 (-) Land $19,100 Building $81,600	$100,700 (-) Land $19,100 Building $81,600
2025		$100,700 (+0.1%) Land $19,100 Building $81,600	$100,700 (+0.1%) Land $19,100 Building $81,600
2024	$1,082.00 (+18.12%)
2023		$100,600 (+30.48%) Land $19,100 Building $81,500	$100,600 (+30.48%) Land $19,100 Building $81,500
2022	$916.00 Homeowner's exemption	$77,100 Land $15,300 Building $61,800
2021			$77,100 Land $15,300 Building $61,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE WATER SUPPLY serves 599 people · EPA ID IA0640030
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2021 Nitrite resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Keystone Communications Fiber	250 / 250
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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