96 18th St, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 96 18th St, Wading River, NY 11792

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1952
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Apr 2025)
Tax Bill	$5,117 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473000 53.-1-25`

Property Details

APN / Parcel Number

Primary APN	`473000 53.-1-25`
Alternative APNs	`0600-053.00-01.00-025.000` `300005300000010250000000` `4730004721` `30`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2019
Architectural Style	Cottage
Exterior Material	Concrete
Foundation Type	No Foundation
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Canal
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	30
Street Address	96 18TH ST
City	WADING RIVER
State	NY
Zip	11792-1929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Block	1
Legal Lot Number	25
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	3
Census Block	3027
Census Tract	169701

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	30 ALDRICH ST, SAYVILLE, NY 11782-2431
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Mar 11, 2024	Deed, Transfer · Stand-Alone First Mortgage THE FEDERAL SAVINGS BANK
Oct 27, 2022	Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2025 · Amount on Record
Deed Sale	Apr 29, 2025 · Amount on Record
Prior Sale	Mar 11, 2024 · Amount on Record
Deed Book / Page	13292 / 908
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Recording Date	Apr 10, 2026
Property Address	96 18TH ST, WADING RIVER, NY 11792-1929
Document Number	0237210527
Book / Page	23721 / 527
Instrument Date	Nov 7, 2025
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 18TH ST, WADING RIVER, NY 11792-1929
Investor	Possibly a Property Investor

Mortgage

Document Number	2372000527,
Date	Apr 10, 2026
Book Page	23721/527

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Amount	Amount Recorded
Term	349 Months
Due	May 1, 2055

Interest

Rate	6.3%
Max Rate	-1%

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 11, 2024
Property Address	96 18TH ST, WADING RIVER, NY 11792-1929
Document Number	0132390499
Book / Page	13239 / 499
Instrument Date	Jan 22, 2024
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7335 SOUTHWIND DR, HUDSON, FL 34667-3979

Mortgage

Document Number	0023572465
Date	Mar 11, 2024
Instrument	23572/465

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 27, 2022
Property Address	96 18TH ST, WADING RIVER, NY 11792-1929
Document Number	0131750191
Book / Page	13175 / 191
Instrument Date	Aug 1, 2022
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 W 24TH ST APT 14H, 14H, NEW YORK, NY 10011-1512

Mortgage

Document Number	0023458325
Date	Oct 27, 2022
Instrument	23458/325

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,400 (-) Land $4,800 Building $18,600	$286,765 (+13.85%) Land $58,824 Building $227,941
2024	$5,117.00
2023		$23,400 (+2.18%) Land $4,800 Building $18,600	$251,883 (+11.53%) Land $51,668 Building $200,215
2022		$22,900 Land $4,800 Building $18,100	$225,838 Land $47,337 Building $178,501

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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