9595 Roys Ln, Culpeper, VA 22701 Property Records

Culpeper County property record for 9595 Roys Ln, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,212 sqft · built 1989
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Oct 2026)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jun 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`29-C-1-305`

Property Details

APN / Parcel Number

Primary APN	`29-C-1-305`
Alternative APN	`6497`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,511 sqft (0.93 acres)
Porch	Porch
Porch Area	192 sqft
Deck Area	508 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6497
Street Address	9595 ROYS LN
City	CULPEPER
State	VA
Zip	22701-4928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SCOTTS MT NORMAN ACRES LOT 305 40,582 SQ FT
Legal Subdivision	246
Legal Lot Number	40,305
Jurisdiction	CULPEPER VA
Township / Civil Division	CATALPA
Census Block Group	1
Census Block	1021
Census Tract	930202

Owner

9595 Roys Ln is owned and occupied by two individuals who bought it in October 2026.

Source: Culpeper County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9595 ROYS LN, CULPEPER, VA 22701-4928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Jun 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INTEGRITY HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2026 · Amount on File
Deed Sale	Oct 7, 2026 · Amount on File
Prior Sale	Sep 11, 2024 · Amount on File
Deed Document Number	20265482
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CULPEPER VA
Recording Date	Oct 7, 2026
Property Address	9595 ROYS LN, CULPEPER, VA 22701-4928
Document Number	0000005482
Instrument Date	Oct 1, 2026
Instrument	20265482
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,875.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9595 ROYS LN, CULPEPER, VA 22701-4928

Mortgage

Document Number	0000005483,
Date	Oct 7, 2026
Instrument	20265483

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	9595 ROYS LN, CULPEPER, VA 22701-4928
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005833
Date	Jun 28, 2021
Instrument	210005833

Lender

Name	INTEGRITY HOME MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 9595 Roys Ln was $1,472.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,472.00	$342,400 Land $124,900 Building $217,500	$342,400 Land $124,900 Building $217,500
2024	$1,472.00 (+17.85%)
2023	$1,249.00	$271,600 Land $84,600 Building $187,000	$271,600 Land $84,600 Building $187,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9595 Roys Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1987–1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9595 Roys Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN ACRES SUBDIVISION private · serves 50 people · EPA ID VA6047355
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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