9594 Fairmount Rd, Novelty, OH 44072 Property Records

Geauga County property record for 9594 Fairmount Rd, Novelty, OH 44072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,417 sqft · built 1969
Lot Size	2.53 acres (110,207 sqft)
Owner	Individual Name on File
Last Sale	$214,900 (Jun 2018)
Tax Bill	$5,574 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`26-111070`

Property Details

APN / Parcel Number

Primary APN	`26-111070`
Alternative APN	`001260-6`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,417 sqft Living Area
1st Floor Area	1,386 sqft
Upper Floors Area	338 sqft
Attic	Attic
Attic Area	1,386 sqft
Basement Area	1,386 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	110,207 sqft (2.53 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	001260-6
Street Address	9594 FAIRMOUNT RD
City	NOVELTY
State	OH
Zip	44072-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LOT 3 SEC 6 TR 1
Legal Subdivision	RUSSELL SEC 06 01
Legal Tract	1
Legal Lot Number	3
Jurisdiction	GEAUGA OH
Township / Civil Division	RUSSELL
Census Block Group	3
Census Block	3003
Census Tract	311500

Owner

9594 Fairmount Rd is owned and occupied by an individual who bought it in June 2018.

Source: Geauga County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	9594 FAIRMOUNT RD, NOVELTY, OH 44072-9767
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL CU
Jun 28, 2018	Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2018 · Amount on File
Deed Sale	Jun 28, 2018 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	2018937470
Deed Book / Page	2054 / 2525
Prior Transfer Date	May 31, 2001
Prior Transfer Doc	0000600713
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Recording Date	Sep 23, 2026
Property Address	9594 FAIRMOUNT RD, NOVELTY, OH 44072-9767
Document Number	0001051901
Book / Page	2229 / 1458
Instrument Date	Sep 10, 2026
Instrument	20261051901
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9594 FAIRMOUNT RD, NOVELTY, OH 44072-9767

Mortgage

Document Number	0001051901,
Date	Sep 23, 2026
Book Page	2229/1458
Instrument	20261051901

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 15, 2051

Interest

Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	9594 FAIRMOUNT RD, NOVELTY, OH 44072-9767
Document Number	0020982868
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9594 FAIRMOUNT RD NOVELTY OH 440729767, NOVELTY, OH 44072-9767

Mortgage

Document Number	0020982868
Date	Jul 27, 2020
Book Page	002098/002868
Instrument	967133

Lender

Name	CARDINAL CU
Address	MENTOR, OH 44060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

June 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	GEAUGA OH
Recording Date	Jun 28, 2018
Property Address	9594 FAIRMOUNT RD, NOVELTY, OH 44072-9767
Document Number	0020542525
Book / Page	2054 / 2525
Instrument Date	Jun 27, 2018
Instrument	201800937470
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9594 FAIRMOUNT RD, NOVELTY, OH 44072-9767

Mortgage

Document Number	201800937471
Date	Jun 28, 2018
Instrument	201800937471

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9594 Fairmount Rd was $5,574 with a homeowner's exemption, up 4.6% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Russell Township
Unified School District	West Geauga Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,574.00 (+4.6%)	$120,130 (-) Land $28,110 Building $92,020
2024	$5,329.00 (-0.84%) Homeowner's exemption	$120,130 (-) Land $28,110 Building $92,020
2023	$5,374.00 Homeowner's exemption	$120,130 (+34.22%) Land $28,110 Building $92,020	$343,200 Land $80,300 Building $262,900
2022		$89,500 Land $23,420 Building $66,080
2021	$4,735.00
2020			$255,700 Land $66,900 Building $188,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9594 Fairmount Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1989–2012)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2012 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9594 Fairmount Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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