9590 Monroe Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 9590 Monroe Ave, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,823 sqft · built 1963
Lot Size0.185 acres (8,059 sqft)
OwnerIndividual Name on File
Last Sale$28,500 (Jan 1998)
Tax Bill$3,810 (2025)
Deeds & MortgagesMay 2020 Reverse Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN041-431-07

Property Details

APN / Parcel Number

Primary APN041-431-07
Alternative APN
  • 041-431-07-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,823 sqft Living Area
Gross Area2,153 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeWood
Roof MaterialOther
Lot Area8,059 sqft (0.185 acres)
TerrainSteep
Garage TypeAttached
Garage Area330 sqft
Parking Spaces1 Parking Space
Deck Area108 sqft
Patio Area108 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address9590 MONROE AVE
CityAPTOS
StateCA
Zip95003-4113
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2005
Census Tract122204

Owner

Source: Santa Cruz County records · APN 041-431-07

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9590 MONROE AVE, APTOS, CA 95003-4113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2020Deed of Trust, Mortgage · Reverse Mortgage
TRADITIONAL MORTGAGE ACCEPTANCE CORP
May 22, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 13, 1998 · Amount on Record
Deed SaleJan 13, 1998 · Amount on Record
Deed Document Number19981402
Last Transfer DateJun 12, 2013
Transfer Doc0000037417
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address9590 MONROE AVE, APTOS, CA 95003-4113
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPLACER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018359
DateMay 29, 2020
Instrument2020-0018359
Lender
NameTRADITIONAL MORTGAGE ACCEPTANCE CORP
TypeSubprime Lender
AddressBELLEVUE, WA 98004
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term931 Months
DueDec 19, 2097

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address9590 MONROE AVE, APTOS, CA 95003-4113
Document Number0000018360
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2020
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address9590 MONROE AVE APTOS CA 950034113, APTOS, CA 95003-4113

Mortgage

Document Number0000018360
DateMay 29, 2020
Instrument18360
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term924 Months
DueMay 28, 2097
Interest
Rate TypeAdjustable Rate
Rate2.59%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$306,691 (+2%) Land $129,445 Building $177,246
2025$3,810.00 (+11.34%) Homeowner's exemption$300,678 (+4.04%) Land $126,907 Building $173,771
2023$3,422.00 (+2.06%) Homeowner's exemption$289,002 Land $121,979 Building $167,023$992,250
2022$3,353.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 20% of California
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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