9590 FM 2796, Gilmer, TX 75644 Property Records

Upshur County property record for 9590 FM 2796, Gilmer, TX 75644

Property Summary

Property Type	Rural Home
Details	4,496 sqft · built 1975
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,660 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`274U-S02-000-010-1`

Property Details

APN / Parcel Number

Primary APN	`274U-S02-000-010-1`
Alternative APN	`65104339`

Interior

Building Area	4,496 sqft Living Area
1st Floor Area	2,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	304,920 sqft (7 acres)
Garage Type	Carport
Garage Area	540 sqft
Carport	Carport
Carport Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	274U-S02-000-010-1
Street Address	9590 FM 2796
City	GILMER
State	TX
Zip	75644-6120
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A274 LITTLE, WILLIAM,TRACT 10-1, 7.0 ACRES & HOUSE
Legal Subdivision	THE WILLIAM LITTLE SURVEY A-274
Legal Tract	1-10
Jurisdiction	UPSHUR TX
Township / Civil Division	ORE CITY
Census Block Group	1
Census Block	1022
Census Tract	950101

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9590 FM 2796, GILMER, TX 75644-6120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Sep 2, 2021	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Jun 1, 2020	Vendor's Lien, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Recording Date	Jul 28, 2026
Property Address	9590 FM 2796, GILMER, TX 75644-6120
Document Number	0000005089
Instrument Date	Jul 22, 2026
Instrument	20265089
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9590 FM 2796, GILMER, TX 75644-6120

Mortgage

Document Number	0000005089,
Date	Jul 28, 2026
Instrument	20265089

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	9590 FM 2796, GILMER, TX 75644-6120
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202106964
Date	Sep 2, 2021
Instrument	202106964

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Jun 1, 2020
Property Address	9590 FM 2796, GILMER, TX 75644-6120
Document Number	0202003830
Map Reference	VOL 410 PG 292
Instrument	202003830
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9590 FM 2796, GILMER, TX 75644-6120

Mortgage

Document Number	0202003831
Date	Jun 1, 2020
Instrument	202003831

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,660.00 (+76.05%) Homeowner's exemption	$355,221 (+9.17%) Land $122,808 Building $232,413	$355,221 (+9.17%) Land $122,808 Building $232,413
2025	$2,079.00 (-28.63%) Homeowner's exemption Additional exemption filed	$325,388 (+54.07%) Land $93,032 Building $232,356	$325,388 (+24.99%) Land $93,032 Building $232,356
2023		$211,199	$260,325 Land $50,788 Building $209,537
2022	$2,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BI COUNTY WSC 1 serves 12,777 people · EPA ID TX0320002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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