959 Simmons Rd, Drummonds, TN 38023 Property Records

Tipton County property record for 959 Simmons Rd, Drummonds, TN 38023

Property Summary

Property TypeMobile Home
Details2 ba · 1,664 sqft · built 1998
Lot Size1 acres (43,560 sqft)
Owner2 Owner Names on Record
Last Sale$46,000 (Jul 2008)
Tax Bill$438 (2025)
Deeds & MortgagesSep 2020 Loan Modification
Sep 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN084145E A 00200

Property Details

APN / Parcel Number

Primary APN084145E A 00200
Alternative APN
  • 145E A 00200

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,664 sqft Living Area
1st Floor Area1,664 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Architectural StyleMobile/Manufactured
Exterior MaterialSiding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
TerrainRolling
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address959 SIMMONS RD
CityDRUMMONDS
StateTN
Zip38023-8936
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionDISTRICT: 06, COUNTY AREA: S54
Legal SubdivisionSIMMONS RD SEC A
Legal Lot Number2
JurisdictionTIPTON TN
Township / Civil Division8
Census Block Group3
Census Block3024
Census Tract40303

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address1986 BRIGHTON CLOPTON RD, BRIGHTON, TN 38011-3681

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Loan Modification, Mortgage · Conventional Mortgage
INSOUTH BK
Sep 8, 2017Loan Modification, Mortgage · Conventional Mortgage
INSOUTH BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2008 · Amount on Record
Deed SaleJul 28, 2008 · Amount on Record
Prior SaleApr 25, 2008 · Amount on Record
Deed Document Number0000140610
Deed Book / Page1406 / 10
Last Transfer DateAug 1, 2008
Transfer Doc140610
Record UpdatedJun 8, 2026

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTIPTON TN
Property Address959 SIMMONS RD, DRUMMONDS, TN 38023-8936
Document Number1861524
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1986 BRIGHTON CLOPTON RD BRIGHTON TN 380113681, BRIGHTON, TN 38011-3681

Mortgage

Document Number1861524
DateSep 15, 2020
Book Page001861/000524
Instrument236976
Lender
NameINSOUTH BK
TypeBank
AddressCOVINGTON, TN 38019
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTIPTON TN
Property Address959 SIMMONS RD, DRUMMONDS, TN 38023-8936
Document Number17331009
Book / Page001733 / 001009
Instrument DateSep 8, 2017
Transaction TypeMortgage
Record UpdatedOct 10, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1986 BRIGHTON CLOPTON RD BRIGHTON TN 380113681, BRIGHTON, TN 38011-3681

Mortgage

Document Number17331009
DateSep 11, 2017
Book Page001733/001009
Instrument207372
Lender
NameINSOUTH BK
TypeBank
AddressCOVINGTON, TN 38019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueSep 10, 2020

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$438.00 (+5.29%)$28,775 (-) Land $9,000 Building $19,775
2023$28,775 (+41.23%) Land $9,000 Building $19,775
2022$416.00$20,375 Land $6,625 Building $13,750$81,500 (-29.19%) Land $26,500 Building $55,000
2020$115,100 Land $36,000 Building $79,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims52 (2001–2025)
Claims Outside the SFHA30 of 52
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 4 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Mar 2019 · 6 claims
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOPLAR GROVE UTILITY DISTRICT
serves 19,599 people · EPA ID TN0000201
Water SourceGroundwater
Last State InspectionFeb 2025
Lead4 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Right Fiber
Cable
2,000 / 75
Aeneas Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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