959 N Spell St, Covington, LA 70433 Property Records

St. Tammany Parish property record for 959 N Spell St, Covington, LA 70433 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1,220 sqft · built 2015
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Oct 2025)
Tax Bill	$1,087 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2025 Mortgage + 1 more
APN	`106-007-3431`

Property Details

APN / Parcel Number

Primary APN	`106-007-3431`
Alternative APN	`18710`

Interior

Building Area	1,220 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	959 N SPELL ST
City	COVINGTON
State	LA
Zip	70433-2153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.16 AC CONNOLLY ADDITION
Legal Subdivision	CONNELLY ADDITION
Legal Lot Number	A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	1
Census Block	1060
Census Tract	40501

Owner

Source: St. Tammany Parish records · APN 106-007-3431

Assessment roll updated February 6, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	959 N SPELL ST, COVINGTON, LA 70433-2153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHINTEY BANK
Oct 10, 2025	Cash Sale Deed, Transfer STONE TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Prior Sale	Jul 26, 2024 · Amount on Record
Deed Document Number	20252467593
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	959 N SPELL ST, COVINGTON, LA 70433-2153
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002484771
Date	Mar 18, 2026
Instrument	2484771

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 01, 2027

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	959 N SPELL ST, COVINGTON, LA 70433-2153
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	STONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002467594
Date	Oct 10, 2025
Instrument	2467594

Lender

Name	HANCOCK WHINTEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2055

October 2025: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 10, 2025
Property Address	959 N SPELL ST, COVINGTON, LA 70433-2153
Document Number	0002467593
Instrument Date	Oct 09, 2025
Instrument	2467593
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	STONE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12376 MILL HOUSE DR, GEISMAR, LA 70734-3256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	959 N SPELL ST, COVINGTON, LA 70433-2153

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated February 6, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Municipality	Covington City
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,087.00 (-16.19%)	$10,334 (-12.68%) Land $1,500 Building $8,834	$103,335 (-12.68%) Land $15,000 Building $88,335
2024	$1,297.00 (+29.44%)	$11,834 (+39.77%) Land $3,000 Building $8,834	$118,335 (+39.76%) Land $30,000 Building $88,335
2023	$1,002.00	$8,467 (-) Land $3,000 Building $5,467	$84,670 (-) Land $30,000 Building $54,670
2022	$1,002.00	$8,467 Land $3,000 Building $5,467	$84,670 Land $30,000 Building $54,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030405011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 102 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	150 units insured 48 under condo master policies
Nearby Flood Claims	78 (1981–2021)
Claims Outside the SFHA	37 of 78
Most Recent Claim	Aug 2021, river or lake flooding, Hurricane Ida
Claims By Storm	Hurricane Ida, Aug 2021 · 3 claims Severe Storms And Flooding, Mar 2016 · 24 claims Hurricane Katrina, Aug 2005 · 17 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 51% of Louisiana
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 302 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Metronet Holdings	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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