959 Murray St, Hammond, IN 46320 Property Records

Lake County property record for 959 Murray St, Hammond, IN 46320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1890
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on File
Last Sale	$22,500 (Dec 2021)
Tax Bill	$1,446 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`007-26-32-0176-0028`

Property Details

APN / Parcel Number

Primary APN	`007-26-32-0176-0028`
Alternative APNs	`45-03-31-326-039.000-023` `263201760028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,120 sqft
Basement Area	560 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1985
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	149 ft deep x 25 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	959 MURRAY ST
City	HAMMOND
State	IN
Zip	46320-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	M M TOWLES COTTAGE GROVE ADD. E2. L.25
Legal Subdivision	COTTAGE GROVE ADD
Legal Lot Number	25
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4009
Census Tract	20500

Owner

959 Murray St is owned and occupied by an individual who bought it in December 2021.

Source: Lake County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	959 MURRAY ST, HAMMOND, IN 46320-1339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 30, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Jul 31, 2015 · Amount on File
Deed Document Number	202173640
Prior Transfer Date	Nov 21, 2021
Prior Transfer Doc	0000073640
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	959 MURRAY ST, HAMMOND, IN 46320-1339
Transaction Type	Mortgage
Record Updated	Oct 18, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033083
Date	Oct 6, 2023
Instrument	2023-533083

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Oct 1, 2051

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Dec 30, 2021
Property Address	959 MURRAY ST, HAMMOND, IN 46320-1339
Document Number	0000073640
Instrument Date	Nov 21, 2021
Instrument	2021-073640
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 WESTCHESTER AVE # 2100, 333, WEST HARRISON, NY 10604-2910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	959 MURRAY ST, HAMMOND, IN 46320-1339
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,200 Land $14,600 Building $91,600	$106,200 Land $14,600 Building $91,600
2024	$1,446.00
2023		$50,400 (+5.44%) Land $11,400 Building $39,000	$50,400 (+5.44%) Land $11,400 Building $39,000
2022	$1,205.00	$47,800 Land $11,400 Building $36,400	$47,800 Land $11,400 Building $36,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 959 Murray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 959 Murray St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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