Anne Arundel County property record for 959 Melvin Rd, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,335 sqft · built 1948 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $680,000 (Nov 2012) |
| Tax Bill | $7,402 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-000-06876055 |
| Primary APN | 02-000-06876055 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,335 sqft Living Area |
| Gross Area | 2,735 sqft |
| 1st Floor Area | 1,686 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 37,462 sqft (0.86 acres) |
| Pool Area | 550 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 868 sqft |
| Deck Area | 340 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 00006876055 |
|---|---|
| Street Address | 959 MELVIN RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .86 ACRE ABERDEEN CREEK |
| Legal Subdivision | ABERDEEN CREEK |
| Legal Block | 4 |
| Legal Lot Number | D |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 702500 |
959 Melvin Rd is owned by a company that acquired it in February 2026.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 959 MELVIN RD, ANNAPOLIS, MD 21403-1315 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2026 | Intrafamily Transfer, Transfer |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| May 7, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Apr 29, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2012 · Amount on File |
| Deed Sale | Nov 7, 2012 · Amount on File |
| Deed Book / Page | 25328 / 431 |
| Last Transfer Date | Feb 27, 2026 |
| Transfer Doc | 4212000125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 2, 2026 |
| Property Address | 959 MELVIN RD, ANNAPOLIS, MD 21403-1315 |
| Document Number | 0421210125 |
| Book / Page | 42121 / 125 |
| Instrument Date | Feb 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 959 MELVIN RD, ANNAPOLIS, MD 21403-1315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0348100471 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 34810/471 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 959 MELVIN RD, ANNAPOLIS, MD 21403-1315 |
| Document Number | 0332750211 |
| Instrument Date | May 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 959 MELVIN RD ANNAPOLIS MD 214031315, ANNAPOLIS, MD 21403-1315 |
| Document Number | 0332750211 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 033275/000211 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 959 MELVIN RD, ANNAPOLIS, MD 21403-1315 |
| Document Number | 0309750079 |
| Instrument Date | Apr 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2020 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 959 MELVIN RD ANNAPOLIS MD 214031315, ANNAPOLIS, MD 21403-1315 |
| Document Number | 0309750079 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 030975/000079 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 959 Melvin Rd was $7,402.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $646,900 (+2.91%) Land $363,600 Building $283,300 | $646,900 (-) Land $363,600 Building $283,300 | |
| 2025 | $7,402.00 Homeowner's exemption | $628,600 | $646,900 Land $363,600 Building $283,300 |
| 2023 | $6,462.00 Homeowner's exemption | $592,000 Land $363,600 Building $228,400 | $592,000 Land $363,600 Building $228,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 959 Melvin Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 11 (1996–2013) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Jul 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 959 Melvin Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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