959 Martin Dr, Elgin, IL 60120 Property Records

Cook County property record for 959 Martin Dr, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,441 sqft · built 1984
Lot Size0.256 acres (11,134 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Jun 2019)
Tax Bill$6,908 (2023)
Deeds & MortgagesFeb 2024 Second Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-07-313-014

Property Details

APN / Parcel Number

Primary APN06-07-313-014
Alternative APN
  • 06-07-313-014-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,441 sqft Living Area
1st Floor Area1,441 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1985
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,134 sqft (0.256 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address959 MARTIN DR
CityELGIN
StateIL
Zip60120-4087
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(BENT) (TREE) VILLAGE BEING SUB OF PT OF EH WH SEC7 I N CITY OF ELGIN EH WH SEC 07-41-09
Legal Range09E
Legal Township41N
Legal Section07
Legal SubdivisionBENT TREE
Legal Lot Number90
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4022
Census Tract804403

Owner

959 Martin Dr is owned and occupied by an individual who bought it in June 2019.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address959 MARTIN DR, ELGIN, IL 60120-4087
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Feb 8, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Jun 24, 2019Warranty Deed, Transfer · FHA Mortgage
GMFS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2019 · Amount on File
Deed SaleJun 24, 2019 · Amount on File
Prior SaleJan 29, 2002 · Amount on File
Deed Document Number201955106
Prior Transfer DateJun 14, 1996
Prior Transfer Doc0000000029
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address959 MARTIN DR, ELGIN, IL 60120-4087
Transaction TypeMortgage
Record UpdatedFeb 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004541107
DateFeb 14, 2024
Instrument2404541107
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueMar 1, 2044
Interest
Rate11.1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address959 MARTIN DR, ELGIN, IL 60120-4087
Transaction TypeMortgage
Record UpdatedFeb 18, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003912451
DateFeb 8, 2021
Instrument2103912451
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJun 24, 2019
Property Address959 MARTIN DR, ELGIN, IL 60120-4087
Document Number1917555106
Instrument DateMay 17, 2019
Instrument17555106
Transaction TypeTransfer
Record UpdatedJul 2, 2019
Title CompanyPRECISION TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1334 COVINGTON CT ST CHARLES IL 601743562, ST CHARLES, IL 60174-3562

Mortgage

Document Number1917555107
DateJun 24, 2019
Instrument17555107
Lender
NameGMFS
AddressBATON ROUGE, LA 70806
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 23, 2049
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,000 Land $7,794 Building $22,206$300,000 Land $77,940 Building $222,060
2023$6,908.00 (+2.9%)
2022$6,713.00$23,999 Land $7,237 Building $16,762$239,990 Land $72,370 Building $167,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 959 Martin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 959 Martin Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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