959 Karen Dr, Chico, CA 95926 Property Records

Butte County property record for 959 Karen Dr, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,175 sqft · built 1953
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$377,000 (Apr 2021)
Tax Bill	$4,639 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`045-724-010-000`

Property Details

APN / Parcel Number

Primary APN	`045-724-010-000`
Alternative APN	`045-724-010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,175 sqft Living Area
1st Floor Area	1,175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Modern
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	045-724-010
Street Address	959 KAREN DR
City	CHICO
State	CA
Zip	95926-2825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	959 KAREN DR
Legal Subdivision	LONGFELLOW TERRACE 03
Legal Lot Number	129
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	6
Census Block	6002
Census Tract	800

Owner

959 Karen Dr is owned and occupied by an individual who bought it in April 2021.

Source: Butte County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	959 KAREN DR, CHICO, CA 95926-2825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 9, 2021	Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2021 · Amount on File
Deed Sale	Apr 9, 2021 · Amount on File
Prior Sale	Dec 7, 2001 · Amount on File
Deed Document Number	202116394
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	959 KAREN DR, CHICO, CA 95926-2825
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	959 KAREN DR, CHICO, CA 95926-2825

Mortgage

Document Number	0000030191
Date	Nov 10, 2025
Instrument	2025-0030191

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Apr 9, 2021
Property Address	959 KAREN DR, CHICO, CA 95926-2825
Document Number	0000016394
Map Reference	MB 20 PG 8&9
Instrument Date	Apr 6, 2021
Instrument	2021-0016394
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	IDEAL TITLE AND ESCROW COMPANY, BIDWELL TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1466, CEDAR RIDGE, CA 95924-1466

Mortgage

Document Number	0000016395
Date	Apr 9, 2021
Instrument	2021-0016395

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 959 Karen Dr was $4,639 with a homeowner's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,235 (+2%) Land $182,172 Building $234,063
2025	$4,639.00 Homeowner's exemption	$408,074 Land $178,600 Building $229,474
2024			$401,400
2023	$4,295.00 (+1.66%) Homeowner's exemption	$392,230 Land $171,666 Building $220,564
2022	$4,225.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 959 Karen Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 959 Karen Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20

May also be available: AT&T, GeoLinks, unWired Broadband.

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