959 Garden Ln, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 959 Garden Ln, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,134 sqft · built 1967
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$113,900 (Jun 1996)
Tax Bill	$6,475 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`265489 078.16-2-27`

Property Details

APN / Parcel Number

Primary APN	`265489 078.16-2-27`
Alternative APN	`02809950000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Game Room	Game Room

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	225 ft deep x 69.9 ft wide
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Patio Area	525 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02809950000
Street Address	959 GARDEN LN
City	WEBSTER
State	NY
Zip	14580-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0060-13-04 FOREST MANR 1 L225 0166049
Legal Subdivision	FOREST MANOR SUBDIVISION
Legal Block	2
Legal Lot Number	27.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2003
Census Tract	11207

Owner

959 Garden Ln is owned and occupied by two individuals who bought it in June 1996.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	959 GARDEN LN, WEBSTER, NY 14580-2328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 13, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 1996 · Amount on File
Deed Sale	Jun 14, 1996 · Amount on File
Deed Book / Page	8749 / 603
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	959 GARDEN LN, WEBSTER, NY 14580-2328
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	959 GARDEN LN, WEBSTER, NY 14580-2328

Mortgage

Document Number	0000000253
Date	Nov 12, 2021
Book Page	29575/203
Instrument	202111120253

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02908

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Oct 14, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	959 GARDEN LN, WEBSTER, NY 14580-2328
Document Number	0000000065
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	959 GARDEN LN WEBSTER NY 145802328, WEBSTER, NY 14580-2328

Mortgage

Document Number	0000000065
Date	Mar 28, 2018
Book Page	027539/000422
Instrument	65

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 27, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 959 Garden Ln was $6,475 with a homeowner's exemption, up 9.6% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,475.00 (+9.58%) Homeowner's exemption
2025	$5,909.00	$131,600 Land $26,400 Building $105,200	$274,200 Land $55,007 Building $219,193
2023		$131,600 (-) Land $26,400 Building $105,200	$226,900 (+10.36%) Land $45,518 Building $181,382
2022		$131,600 Land $26,400 Building $105,200	$205,600 Land $41,245 Building $164,355
2021	$5,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 959 Garden Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 959 Garden Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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