Midland County property record for 959 E Werkema Ln, Midland, MI 48640
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,081 sqft |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (May 2023) |
| Tax Bill | $2,083 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jun 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-015-400-498-00 |
| Primary APN | 040-015-400-498-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,081 sqft Living Area |
| 1st Floor Area | 1,081 sqft |
| Architectural Style | Mobile/Manufactured |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 959 E WERKEMA LN |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-8650 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SEC 15 T14N R1E COM 792 FT N & 244 FT W OF SE SEC COR, TH W 159 FT, N 165 FT, E 159 FT, S 165 FT. |
| Legal Range | 01E |
| Legal Township | 14N |
| Legal Section | 15 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | HOMER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 291200 |
Source: Midland County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 959 E WERKEMA LN, MIDLAND, MI 48640-8650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 20, 2023 | Intrafamily Transfer, Transfer |
| May 31, 2023 | Warranty Deed, Transfer · USDA Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on Record |
| Deed Sale | May 31, 2023 · Amount on Record |
| Prior Sale | May 26, 2004 · Amount on Record |
| Deed Book / Page | 1665 / 463 |
| Last Transfer Date | Jun 13, 2023 |
| Transfer Doc | 01665/1073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 959 E WERKEMA LN, MIDLAND, MI 48640-8650 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 959 E WERKEMA LN, MIDLAND, MI 48640-8650 |
| Document Number | 001663/549 |
|---|---|
| Date | Mar 7, 2023 |
| Book Page | 1663/549 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 28, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jun 20, 2023 |
| Property Address | 959 E WERKEMA LN, MIDLAND, MI 48640-8650 |
| Document Number | 01665/1073 |
| Book / Page | 1665 / 1073 |
| Instrument Date | Jun 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 959 E WERKEMA LN, MIDLAND, MI 48640-8650 |
| Name | Verified Name |
|---|---|
| Address | 959 E WERKEMA LN, MIDLAND, MI 48640-8650 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | May 31, 2023 |
| Property Address | 959 E WERKEMA LN, MIDLAND, MI 48640-8650 |
| Document Number | 001665/463 |
| Book / Page | 1665 / 463 |
| Instrument Date | May 26, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 959 E WERKEMA LN, MIDLAND, MI 48640-8650 |
| Name | Verified Name |
|---|---|
| Address | 2935 E YODER DR # B, B, MIDLAND, MI 48640-8580 |
| Document Number | 0001665464 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 1665/464 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Homer Township |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,800 (+1.79%) | $147,600 (+1.79%) | |
| 2025 | $2,083.00 (+1.02%) Homeowner's exemption | $72,500 (+23.51%) | $145,000 (+23.51%) |
| 2024 | $2,062.00 (+34.68%) | ||
| 2023 | $58,700 | $117,400 | |
| 2022 | $1,531.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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