Manitowoc County property record for 959 Crystal Spring Rd, Two Rivers, WI 54241
| Property Type | Single Family Home |
|---|---|
| Lot Size | 24.4 acres (1,065,478 sqft) |
| Owner | Individual on Record |
| Last Sale | $885,000 (May 2026) |
| Tax Bill | $4,338 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-128-005-001.00 |
| Primary APN | 18-128-005-001.00 |
|---|---|
| Alternative APN |
|
| Lot Area | 1,065,478 sqft |
|---|
| Street Address | 959 CRYSTAL SPRING RD |
|---|---|
| City | TWO RIVERS |
| State | WI |
| Zip | 54241-9385 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | 2721-233 NE1/4 NW1/4 COM NW COR S00D14M37SE 1305.69 N89D37M14SE 1317.03 N00D33M12SW 688.32 N83D14M47SW 871.27 N71D19M49SW 404.35 N11D05M58SW 64.63 N03525M41SE 312.92 SW 66.02TO POB |
| Legal Range | 24E |
| Legal Township | 20N |
| Legal Section | 28 |
| Jurisdiction | MANITOWOC WI |
| Township / Civil Division | TWO RIVERS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10100 |
Source: Manitowoc County assessment roll, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 959 CRYSTAL SPRING RD, TWO RIVERS, WI 54241-9385 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit BANK FIRST NA |
| May 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage NICOLET NATIONAL BANK |
| May 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK FIRST NAT'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | Apr 23, 2014 |
| Deed Document Number | 20261295354 |
| Deed Book / Page | 3766 / 90 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 959 CRYSTAL SPRING RD, TWO RIVERS, WI 54241-9385 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003518/649 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 3518/649 |
| Instrument | 1255230 |
| Name | BANK FIRST NA |
|---|---|
| Type | Bank |
| Address | MANITOWOC, WI 54220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | May 21, 2026 |
| Property Address | 959 CRYSTAL SPRING RD, TWO RIVERS, WI 54241-9385 |
| Document Number | 0001295354 |
| Book / Page | 3766 / 90 |
| Instrument Date | May 20, 2026 |
| Instrument | 20261295354 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $268,155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 959 CRYSTAL SPRING RD, TWO RIVERS, WI 54241-9385 |
| Document Number | 0001295354, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 3766/92 |
| Instrument | 20261295354 |
| Name | NICOLET NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Number | 3766000100, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 3766/100 |
| Amount | Amount Recorded |
|---|
| Rate | 75% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 959 CRYSTAL SPRING RD, TWO RIVERS, WI 54241-9385 |
| Document Number | 0001180770 |
| Instrument Date | May 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 959 CRYSTAL SPRING RD TWO RIVERS WI 542419385, TWO RIVERS, WI 54241-9385 |
| Document Number | 0001180770 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 003077/000624 |
| Instrument | 1180770 |
| Name | BANK FIRST NAT'L |
|---|---|
| Type | Bank |
| Address | MANITOWOC, WI 54220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Manitowoc County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| County Subdivision | Two Rivers Town |
| Unified School District | Two Rivers School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,338.00 (+22.44%) Homeowner's exemption | $334,200 (+0.15%) Land $61,200 Building $273,000 | $427,435 (+29.62%) Land $74,258 Building $353,177 |
| 2023 | $3,543.00 (+9.49%) Homeowner's exemption | $333,700 (+50.93%) Land $60,700 Building $273,000 | $329,761 (+15.98%) Land $57,289 Building $272,472 |
| 2022 | $3,236.00 Homeowner's exemption | $221,100 Land $49,800 Building $171,300 | $284,326 Land $61,624 Building $222,702 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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