Berks County property record for 959 Cotton St, Reading, PA 19602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,074 sqft · built 1900 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $8,000 (Jul 2002) |
| Tax Bill | $451 (2026) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Apr 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 5316-29-07-4889 |
| Primary APN | 5316-29-07-4889 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,074 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 871 sqft (0.02 acres) |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 959 COTTON ST |
|---|---|
| City | READING |
| State | PA |
| Zip | 19602-2552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 74 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 2200 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 959 COTTON ST, READING, PA 19602-2552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UTILITIES EMPLOYEES CU |
| Apr 10, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2002 · Amount on Record |
| Deed Sale | Jul 25, 2002 · Amount on Record |
| Deed Document Number | 200249745 |
| Deed Book / Page | 3572 / 1687 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 959 COTTON ST, READING, PA 19602-2552 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000001028 |
|---|---|
| Date | Jan 11, 2024 |
| Instrument | 2024001028 |
| Name | UTILITIES EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | READING, PA 19610 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 13, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 10, 2023 |
| Property Address | 959 COTTON ST, READING, PA 19602-2552 |
| Document Number | 0000010056 |
| Instrument Date | Apr 4, 2023 |
| Instrument | 2023010056 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1623 OALTON AVE, CINCINNATI, OH |
| Name | Verified Name |
|---|---|
| Address | 959 COTTON ST, READING, PA 19602-2552 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451.00 (+6.62%) | $16,000 (-) Land $5,500 Building $10,500 | $5,500 (-65.63%) Land $5,500 |
| 2024 | $423.00 | $16,000 Land $5,500 Building $10,500 | |
| 1994 | $16,000 Land $5,500 Building $10,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.
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