959 Broadway St, Surf City (Holly Ridge), NC 28445 Property Records

Onslow County property record for 959 Broadway St, Surf City, NC 28445

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,004 sqft · built 2008
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,728 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`801-177`

Property Details

APN / Parcel Number

Primary APN	`801-177`
Alternative APNs	`436833000` `001807`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,004 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Fiber Cement Siding
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Waterfront - Canal

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	436833000
Street Address	959 BROADWAY ST
City	SURF CITY
State	NC
Zip	28445-6858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHS
Legal Description	L22A S3 B47 OLD SETTLERS BEACH
Legal Subdivision	OLD SETTLERS BEACH SEC 3
Legal Block	47
Legal Lot Number	22A
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	1
Census Block	1062
Census Tract	403

Owner

959 Broadway St is owned by two individuals who acquired it in January 2001.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	612 OAKLAND AVE, CHARLOTTE, NC 28204-2134
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2001
Deed Sale	Jan 18, 2001
Deed Book / Page	1676 / 974
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 3, 2017
Property Address	959 BROADWAY ST, SURF CITY, NC 28445-6858
Document Number	0046970312
Book / Page	004697 / 000312
Instrument Date	Nov 3, 2017
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	612 OAKLAND AVE CHARLOTTE NC 282042134, CHARLOTTE, NC 28204-2134

Mortgage

Document Number	46970316
Date	Nov 3, 2017
Book Page	004697/000316

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 2, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 959 Broadway St was $3,728.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Surf City Town
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,728.00	$959,049 Land $600,000 Building $359,049	$959,049 Land $600,000 Building $359,049
2023	$3,703.00	$565,410 Land $315,000 Building $250,410	$565,410 Land $315,000 Building $250,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 959 Broadway St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 1,239 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,682 units insured incl. 443 condo units
Nearby Flood Claims	2,537 (1983–2025)
Claims Outside the SFHA	21 of 2,537
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 420 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 545 claims Hurricane Fran, Oct 1996 · 671 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 959 Broadway St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20