Matagorda County property record for 959 Bay Dr, Palacios, TX 77465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,476 sqft · built 2020 |
| Lot Size | 1.32 acres (57,630 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,900 (May 2015) |
| Tax Bill | $7,742 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 4605-0020-003900 |
| Primary APN | 4605-0020-003900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,476 sqft Living Area |
| Gross Area | 2,468 sqft |
| 1st Floor Area | 1,476 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 57,630 sqft (1.32 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 4605-0020-003900 |
|---|---|
| Street Address | 959 BAY DR |
| City | PALACIOS |
| State | TX |
| Zip | 77465-2177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WAYPOINT LANDING, LOT 39, SEC 2, ACRES 1.323 |
| Legal Subdivision | WAYPOINT LANDING SECTION 2 |
| Legal Lot Number | 39 |
| Jurisdiction | MATAGORDA TX |
| Township / Civil Division | PALACIOS |
| Census Block Group | 1 |
| Census Block | 1139 |
| Census Tract | 730600 |
959 Bay Dr is owned by two individuals who bought it in May 2015.
Source: Matagorda County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 272 TABLE ROCK, HELOTES, TX 78023-2337 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2015 · Amount on File |
| Deed Sale | May 15, 2015 · Amount on File |
| Deed Document Number | 20152681 |
| Prior Transfer Date | May 12, 2015 |
| Prior Transfer Doc | 2015002681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATAGORDA TX |
| Property Address | 959 BAY DR, PALACIOS, TX 77465 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 1026 LAKE GRAYSON DR, KATY, TX 77494-4707 |
| Document Number | 2020006236 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020-006236 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | KINGWOOD, TX 77339 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 14, 2021 |
The 2026 property tax bill for 959 Bay Dr was $7,742, up 18.7% from the year before.
Source: Matagorda County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Matagorda County |
| Unified School District | Palacios Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,742.00 (+18.65%) | $498,520 (-1.23%) Land $115,840 Building $382,680 | $498,520 (-1.23%) Land $115,840 Building $382,680 |
| 2025 | $6,525.00 | $504,730 Land $115,840 Building $388,890 | $504,730 Land $115,840 Building $388,890 |
| 2023 | $362,840 Land $74,340 Building $288,500 | $362,840 Land $74,340 Building $288,500 | |
| 2022 | $5,631.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 959 Bay Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 105 policies |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 50 (1980–2025) |
| Claims Outside the SFHA | 18 of 50 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 959 Bay Dr is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 46% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAYPOINT LANDING serves 54 people · EPA ID TX1610137 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 700 / 300 |
| TISD Fixed Wireless | 400 / 100 |
| MyJEC.net Fixed Wireless | 25 / 5 |
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