St. Louis County property record for 959 87th Ave W, Duluth, MN 55808
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 9 bd · 4.75 ba · 3,840 sqft · built 1913 |
| Lot Size | 0.116 acres (5,056 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (May 2026) |
| Tax Bill | $4,262 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0135-00290 |
| Primary APN | 010-0135-00290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 4.75 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,840 sqft Gross Area |
| 1st Floor Area | 1,920 sqft |
| Basement Area | 448 sqft |
| Finished Basement | 448 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Row Home |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Lot Area | 5,056 sqft (0.116 acres) |
| Garage Area | 988 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 306 sqft |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1197669 |
|---|---|
| Street Address | 959 87TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1418 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOTS 1, 2, 3 AND 4, BLOCK 6 SERIAL # |
| Legal Subdivision | AUDITORS PLAT #22 MORGAN PARK OF DULUTH |
| Legal Block | 6 |
| Legal Lot Number | 1-3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 3700 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 961 87TH AVE W, DULUTH, MN 55808-1418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 21, 2026 | Warranty Deed, Transfer · FHA Mortgage NORTH SHORE BANK OF COMMERCE |
| Sep 13, 2018 | Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS IN |
| Mar 22, 2018 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| Jun 2, 2017 | Deed of Trust, Mortgage · Line of Credit DULUTH TEACHERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | Oct 26, 2009 · Amount on Record |
| Deed Document Number | 20261101728 |
| Prior Transfer Date | Aug 4, 2014 |
| Prior Transfer Doc | 0000947999 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 21, 2026 |
| Property Address | 959 87TH AVE W, DULUTH, MN 55808-1418 |
| Document Number | 0001101728 |
| Instrument Date | Jan 5, 2026 |
| Instrument | 20261101728 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99,990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 961 87TH AVE W, DULUTH, MN 55808-1418 |
| Document Number | 0001101729, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 20261101729 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 959 87TH AVE W, DULUTH, MN 55808-1418 |
| Document Number | 00A1002848 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 957 87TH AVE W DULUTH MN 558081418, DULUTH, MN 55808-1418 |
| Document Number | 00A1002848 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | A1002848 |
| Name | LIBERTY HM EQUITY SOLUTIONS IN |
|---|---|
| Address | RANCHO CORDOVA, CA 95670 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 900 Months |
| Due | Sep 17, 2093 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 959 87TH AVE W, DULUTH, MN 55808-1418 |
| Document Number | 000T996291 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 16282 DULUTH MN 558160282, DULUTH, MN 55816-0282 |
| Document Number | 000T996291 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | T996291 |
| Name | HARBOR POINTE CU |
|---|---|
| Address | 11 W 2ND ST, DULUTH, MN 55802-2014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 26, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 959 87TH AVE W, DULUTH, MN 55808-1418 |
| Document Number | 000T985792 |
| Instrument Date | Jun 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2017 |
| Name | Verified Name |
|---|---|
| Address | 959 87TH AVE W DULUTH MN 558081418, DULUTH, MN 55808-1418 |
| Document Number | 000T985792 |
|---|---|
| Date | Jun 8, 2017 |
| Instrument | T985792 |
| Name | DULUTH TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 7, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,262.00 (-0.23%) Homeowner's exemption | ||
| 2025 | $4,272.00 (-5.53%) Homeowner's exemption | $347,500 (+6.46%) Land $18,200 Building $329,300 | $347,500 (+6.46%) Land $18,200 Building $329,300 |
| 2024 | $4,522.00 | $326,400 (+41.91%) Land $21,300 Building $305,100 | $326,400 (+41.91%) Land $21,300 Building $305,100 |
| 2022 | $230,000 Land $19,900 Building $210,100 | $230,000 Land $19,900 Building $210,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Airfiber Fixed Wireless | 100 / 20 |
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