Hardy County property record for 9586 Howards Lick Rd, Mathias, WV 26812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 922 sqft · built 1993 |
| Lot Size | 7.59 acres (330,620 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $794 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-405-0074.0000 |
| Primary APN | 02-405-0074.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 922 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Rustic |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 330,620 sqft (7.59 acres) |
| Terrain | Steep |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9586 HOWARDS LICK RD |
|---|---|
| City | MATHIAS |
| State | WV |
| Zip | 26812-8021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 54 7.59 AC MTN MEADOWS GALLAGHER |
| Legal Subdivision | LOST RIVER DISTRICT |
| Legal Lot Number | 54 |
| Jurisdiction | HARDY WV |
| Township / Civil Division | LOST RIVER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 970202 |
Source: Hardy County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9586 HOWARDS LICK RD, MATHIAS, WV 26812-8021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 9586 HOWARDS LICK RD, MATHIAS, WV 26812-8021 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000329/867 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 329/867 |
| Instrument | 223045 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $794.00 (+16.25%) | $103,320 (+16.27%) Land $36,720 Building $66,600 | $172,200 (+16.27%) Land $61,200 Building $111,000 |
| 2025 | $683.00 (+0.44%) | $88,860 (+0.82%) Land $36,720 Building $52,140 | $148,100 (+0.82%) Land $61,200 Building $86,900 |
| 2023 | $680.00 | $88,140 Land $36,720 Building $51,420 | $146,900 Land $61,200 Building $85,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 69% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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