95820 Graylon Dr, Yulee, FL 32097 Property Records

Nassau County property record for 95820 Graylon Dr, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,230 sqft · built 2015
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$150,700 (Oct 2015)
Tax Bill	$4,877 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-3N-28-0741-0528-0000`

Property Details

APN / Parcel Number

Primary APN	`37-3N-28-0741-0528-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,230 sqft Heated Area
Gross Area	1,814 sqft
1st Floor Area	1,230 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	430 sqft
Porch	Open Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	95820 GRAYLON DR
City	YULEE
State	FL
Zip	32097-3642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 528 IN OR 2011/30 HERON ISLES PHASE TWO C-1 PBK 8/77
Legal Range	28E
Legal Township	03N
Legal Section	37
Legal Subdivision	HERON ISLES PHASE TWO
Legal Phase	2
Legal Lot Number	528
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4025
Census Tract	50306

Owner

Source: Nassau County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4919 WILLOW PRESERVE WAY, PALMETTO, FL 34221-2839
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Commercial Mortgage HOMETAP EQUITY PARTNERS LLC
Dec 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2015 · Amount on Record
Deed Sale	Oct 27, 2015 · Amount on Record
Prior Sale	Feb 9, 2015 · Amount on Record
Deed Document Number	201530889
Deed Book / Page	2011 / 0030
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	95820 GRAYLON DR, YULEE, FL 32097-3642
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4919 WILLOW PRESERVE WAY, PALMETTO, FL 34221-2839

Mortgage

Document Number	0026940689
Date	Feb 14, 2024
Book Page	2694/689
Instrument	202445004101

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Non-Lending Institution
Address	75 ARLINGTON ST STE 500, BOSTON, MA 02116

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	95820 GRAYLON DR, YULEE, FL 32097-3642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024210300
Date	Dec 30, 2020
Book Page	2421/300
Instrument	202045042371

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,877.00 (+4.28%)	$258,843 (+3.98%) Land $65,000 Building $193,843	$258,843 (+3.98%) Land $65,000 Building $193,843
2024	$4,677.00 (+1.72%)	$248,942 (-2.11%) Land $55,000 Building $193,942	$248,942 (-2.11%) Land $55,000 Building $193,942
2023	$4,598.00 (+17.33%)	$254,315 (+23.78%) Land $55,000 Building $199,315	$254,315 (+23.78%) Land $55,000 Building $199,315
2022	$3,919.00	$205,459 Land $55,000 Building $150,459	$205,459 Land $55,000 Building $150,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
IQ Fiber Intermediate Holdings Fiber	5,000 / 5,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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