95814 Pine Island, Tower, MN 55790 Property Records

St. Louis County property record for 95814 Pine Island, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Lot Size	4.69 acres (204,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Sep 2025)
Tax Bill	$1,688 (2026)
Deeds & Mortgages	Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`387-0391-00030`

Property Details

APN / Parcel Number

Primary APN	`387-0391-00030`
Alternative APNs	`1127790` `1187806`

Exterior

Lot Area	204,500 sqft (4.69 acres)

Location & Zoning

Account Number	1187806
Street Address	95814 PINE IS
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 3 BLOCK 1 SERIAL #
Legal Subdivision	TOWERING PINES
Legal Block	1
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1248
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4145 LEXINGTON WAY, SAINT PAUL, MN 55123-1513
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Jan 10, 2008 · Amount on Record
Deed Document Number	20251094039
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 11, 2025
Property Address	95814 PINE IS, TOWER, MN 55790
Document Number	0001094039
Instrument Date	Aug 29, 2025
Instrument	1094039
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount Recorded
Tax	$676.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4145 LEXINGTON WAY, EAGAN, MN 55123-1513

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,688.00 (+15.14%)
2025	$1,466.00 (+29.28%)	$193,200 (+6.45%) Land $193,200	$193,200 (+6.45%) Land $193,200
2024	$1,134.00	$181,500 (+29.18%) Land $181,500	$181,500 (+29.18%) Land $181,500
2022		$140,500 Land $140,500	$140,500 Land $140,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30