9581 Co Rd 3590, Ada, OK 74820 Property Records

Pontotoc County property record for 9581 Co Rd 3590, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,250 sqft · built 1985
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$64,500 (Apr 2002)
Tax Bill	$821 (2025)
Deeds & Mortgages	Nov 2010 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-01-004-006-0-026-00`

Property Details

APN / Parcel Number

Primary APN	`0000-01-004-006-0-026-00`
Alternative APN	`6034`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6034
Street Address	9581 COUNTY ROAD 3590
City	ADA
State	OK
Zip	74820-0707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 484.09' S OF NE/C OF NE SE-S 124.64' W 712.72' N ALONG RW 127.54' E 685.25' SEC 1-4-6 FRANCIS TWP
Legal Range	06E
Legal Township	04N
Legal Section	01
Jurisdiction	PONTOTOC OK
Township / Civil Division	NORTHEAST PONTOTOC
Census Block Group	3
Census Block	3016
Census Tract	88600

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9581 COUNTY ROAD 3590, ADA, OK 74820-0707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIRST MORTGAGE COMPANY LLC
Apr 29, 2026	Deed of Trust, Mortgage · FHA Mortgage GATEWAY MORTGAGE CORPORATION
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage OKLAHOMA HSNG FINANCIAL AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2002 · Amount on Record
Deed Sale	Apr 19, 2002 · Amount on Record
Prior Sale	Nov 6, 1996 · Amount on Record
Deed Book / Page	1665 / 155
Record Updated	Oct 29, 2026

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	9581 COUNTY ROAD 3590, ADA, OK 74820-0707
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002491/105
Date	Nov 8, 2010
Book Page	2491/105
Instrument	2010-006227

Lender

Name	FIRST MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2040

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Recording Date	Apr 29, 2026
Property Address	9581 COUNTY ROAD 3590, ADA, OK 74820-0707
Document Number	0000002308
Book / Page	4002 / 44
Instrument Date	Apr 28, 2026
Instrument	20262308
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 GOVERNOR HARRIS DR, ADA, OK 74820-9231

Mortgage

Document Number	0000002308,
Date	Apr 29, 2026
Book Page	4002/44
Instrument	20262308

Lender

Name	GATEWAY MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Recording Date	Apr 29, 2026
Property Address	9581 COUNTY ROAD 3590, ADA, OK 74820-0707
Document Number	0000002309
Book / Page	4002 / 69
Instrument Date	Apr 28, 2026
Instrument	20262309
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9581 COUNTY ROAD 3590, ADA, OK 74820-0707

Mortgage

Document Number	0000002309,
Date	Apr 29, 2026
Book Page	4002/69
Instrument	20262309

Lender

Name	OKLAHOMA HSNG FINANCIAL AGENCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,408 (+3.01%) Land $1,543 Building $8,865	$86,727 (-64.24%) Land $12,855 Building $73,872
2025	$821.00 (+0.12%) Homeowner's exemption	$10,104 (+3%) Land $1,498 Building $8,606	$242,505 (+61.76%) Land $35,000 Building $207,505
2024	$820.00 (+23.31%) Homeowner's exemption	$9,810 (+3%) Land $1,454 Building $8,356	$149,915 (+14.19%) Land $25,000 Building $124,915
2023	$665.00 Homeowner's exemption	$9,524 Land $1,400 Building $8,124	$131,288 Land $11,667 Building $119,621

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 79% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 7 serves 4,863 people · EPA ID OK3006215
Water Source	Purchased groundwater from ADA
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BLS Broadband Fixed Wireless	500 / 500
Atlink Services Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: 360 Broadband, AT&T.

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