9581 Chaton Rd, Laurel, MD 20723 Property Records

Howard County property record for 9581 Chaton Rd, Laurel, MD 20723 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,992 sqft · built 2010
Lot Size	0.151 acres (6,568 sqft)
Owner	2 Trust Names on File
Last Sale	$398,095 (May 2010)
Tax Bill	$8,164 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-588948`

Property Details

APN / Parcel Number

Primary APN	`06-588948`
Alternative APN	`588948`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,992 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,568 sqft (0.151 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	588948
Street Address	9581 CHATON RD
City	LAUREL
State	MD
Zip	20723-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 378 6,568 SQ' 9581 CHATON RD KINGS WOODS SEC 5
Legal Subdivision	KINGS WOODS SEC 05
Legal Lot Number	378
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1001
Census Tract	606904

Owner

Source: Howard County records · APN 06-588948

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	9581 CHATON RD, LAUREL, MD 20723-1463
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2010 · Amount on Record
Deed Sale	May 06, 2010 · Amount on Record
Prior Sale	Feb 16, 2010 · Amount on Record
Deed Document Number	20106855
Deed Book / Page	12431 / 23
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9581 CHATON RD, LAUREL, MD 20723-1463
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0194610330
Date	Jun 22, 2020
Book Page	19461/330

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$577,067 (+4.37%)	$625,400 (+13.11%) Land $257,000 Building $368,400
2025	$8,164.00 (+58.4%) Homeowner's exemption	$552,900 (+12.95%) Land $217,000 Building $335,900	$552,900 (-) Land $217,000 Building $335,900
2023		$489,500	$552,900 Land $217,000 Building $335,900
2022	$5,154.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276069041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force 4 of 4 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.