9580 Horizon Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 9580 Horizon Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,847 sqft · built 1984
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jan 2016)
Tax Bill	$1,194 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5070-0384-0170`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5070-0384-0170`
Alternative APNs	`00266161` `266161`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,847 sqft Living Area
1st Floor Area	1,847 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	850 sqft
Deck Area	72 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00266161
Street Address	9580 HORIZON DR
City	SPRING HILL
State	FL
Zip	34608-6221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 7 BLK 384 LOT 17 OR 313 PG 841
Legal Range	17E
Legal Township	23S
Legal Section	26
Legal Subdivision	SPRING HILL UN 7
Legal Block	384
Legal Lot Number	17
Legal Unit	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3050
Census Tract	41402

Owner

9580 Horizon Dr is owned and occupied by an individual who bought it in January 2016.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	9580 HORIZON DR, SPRING HILL, FL 34608-6221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Apr 13, 2021	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2016 · Amount on File
Deed Sale	Jan 20, 2016 · Amount on File
Prior Sale	May 13, 2013 · Amount on File
Deed Document Number	2016003862
Deed Book / Page	3326 / 1382
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	9580 HORIZON DR, SPRING HILL, FL 34608-6221
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9580 HORIZON DR, SPRING HILL, FL 34608-6221

Mortgage

Document Number	0042891203
Date	Apr 26, 2023
Book Page	4289/1203
Instrument	2023023663

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jul 1, 2026
Change Frequency	3 Years
Min Rate At Change	2.5%
Max Rate At Change	9.37%
Index	3-Year TN
Max Rate	9.37%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	9580 HORIZON DR, SPRING HILL, FL 34608-6221
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9580 HORIZON DR, SPRING HILL, FL 34608-6221

Mortgage

Document Number	0039801686
Date	Apr 13, 2021
Book Page	3980/1686
Instrument	2021025748

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	96 Months
Due	Apr 12, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	9580 HORIZON DR, SPRING HILL, FL 34608-6221
Document Number	0035380048
Book / Page	003538 / 000048
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9580 HORIZON DR SPRING HILL FL 346086221, SPRING HILL, FL 34608-6221

Mortgage

Document Number	0035380048
Date	Dec 27, 2017
Book Page	003538/000048
Instrument	72469

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9580 Horizon Dr was $1,194 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,194.00 Additional exemption filed	$128,123	$256,728 Land $38,000 Building $218,728
2023		$120,885 (+3%) Land $120,885
2022	$1,159.00 Homeowner's exemption	$117,364	$243,809 Land $30,000 Building $213,809

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9580 Horizon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9580 Horizon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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