958 Palmer Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 958 Palmer Rd, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,712 sqft · built 2005
Lot Size	102 acres (4,482,324 sqft)
Owner	Trust Name on Record
Tax Bill	$3,640 (2026)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`P29-22`

Property Details

APN / Parcel Number

Primary APN	`P29-22`
Alternative APN	`33049`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	4,482,324 sqft (102 acres)
Total Buildings	3 Buildings

Location & Zoning

Account Number	33049
Street Address	958 PALMER RD
City	MILL SPRING
State	NC
Zip	28756-7603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	102.9 ACRES, 500 500 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	3
Census Block	3023
Census Tract	920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	235 SILVER RIDGE RD, MILL SPRING, NC 28756-6849
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	958 PALMER RD, MILL SPRING, NC 28756-7603
Transaction Type	Mortgage
Record Updated	May 23, 2022
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00448/1304
Date	May 7, 2020
Book Page	448/1304

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,640.00	$724,641 (-) Land $95,770 Building $628,871	$1,596,446 (-) Land $967,575 Building $628,871
2025	$3,640.00 (-0.98%)	$724,641 (+26.7%) Land $95,770 Building $628,871	$1,596,446 (+57.57%) Land $967,575 Building $628,871
2023	$3,676.00	$571,912 Land $88,246 Building $483,666
2021			$1,013,166 Land $529,500 Building $483,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Palmer Rd

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