958 Monticelli Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 958 Monticelli Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,639 sqft · built 2001
Lot Size	0.22 acres (9,585 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Jul 2025)
Tax Bill	$11,860 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`790-57-001`

Property Details

APN / Parcel Number

Primary APN	`790-57-001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,639 sqft Living Area
1st Floor Area	1,341 sqft
2nd Floor Area	1,298 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,585 sqft (0.22 acres)
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	958 MONTICELLI CT
City	GILROY
State	CA
Zip	95020-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9113 LOT 1
Legal Tract	9113
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3012
Census Tract	512505

Owner

958 Monticelli Ct is owned and occupied by two individuals who bought it in July 2025.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	958 MONTICELLI CT, GILROY, CA 95020-3224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jun 15, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on File
Deed Sale	Jul 30, 2025 · Amount on File
Prior Sale	Oct 3, 2003 · Amount on File
Deed Document Number	202525847338
Prior Transfer Date	Apr 26, 2006
Prior Transfer Doc	0018928374
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	958 MONTICELLI CT, GILROY, CA 95020-3224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	958 MONTICELLI CT, GILROY, CA 95020-3224

Mortgage

Document Number	0024598278
Date	Sep 2, 2020
Instrument	24598278

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	SAN JOSE, CA 95110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	958 MONTICELLI CT, GILROY, CA 95020-3224
Document Number	0023962771
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 5, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	958 MONTICELLI CT GILROY CA 950203224, GILROY, CA 95020-3224

Mortgage

Document Number	0023962771
Date	Jun 25, 2018
Instrument	23962771

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 958 Monticelli Ct was $11,860.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,300,000 (+35.18%) Land $750,000 Building $550,000
2025	$11,860.00	$961,690 Land $367,948 Building $593,742
2023	$11,606.00 (+1.66%)	$924,348 Land $353,661 Building $570,687
2022	$11,417.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 958 Monticelli Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 958 Monticelli Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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