Covington County property record for 958 McDonald Chapel Rd, Collins, MS 39428
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,566 sqft · built 1984 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Jan 2026 Transfer Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 137035 01130 |
| Primary APN | 137035 01130 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,566 sqft Adjusted Area |
| 1st Floor Area | 1,350 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 26,136 sqft (0.6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 5197 |
|---|---|
| Street Address | 958 MCDONALD CHAPEL RD |
| City | COLLINS |
| State | MS |
| Zip | 39428-4755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .6 AC LYING E OF & ADJ TO RD IN N2 N2 SE4 NE4 1035030-010 B 252 P 581 01/09/2004 |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 35 |
| Jurisdiction | COVINGTON MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 950401 |
958 McDonald Chapel Rd is owned and occupied by two individuals.
Source: Covington County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 958 MCDONALD CHAPEL RD, COLLINS, MS 39428-4755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2026 | Intrafamily Transfer, Transfer |
| Nov 8, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COVINGTON MS |
| Recording Date | Jan 15, 2026 |
| Property Address | COLLINS, MS 39428 |
| Document Number | 000375/639 |
| Book / Page | 375 / 639 |
| Instrument Date | Jan 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 958 MCDONALD CHAPEL RD, COLLINS, MS 39428-4755 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 958 MCDONALD CHAPEL RD, COLLINS, MS 39428-4755 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | COLLINS, MS 39428 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 958 MCDONALD CHAPEL RD, COLLINS, MS 39428-4755 |
| Document Number | 000807/604 |
|---|---|
| Date | Nov 8, 2022 |
| Book Page | 807/604 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Covington County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Covington County |
| Unified School District | Covington County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $6,705 | |
| 2024 | $67,050 (-) Land $6,000 Building $61,050 | |
| 2023 | $6,705 | $67,050 Land $6,000 Building $61,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 958 McDonald Chapel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 958 McDonald Chapel Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 69% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRINGS WATER ASSOCIATION public/private · serves 589 people · EPA ID MS0160001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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