9578 Johnson Rd, Philpot, KY 42366 Property Records

Daviess County property record for 9578 Johnson Rd, Philpot, KY 42366

Property Summary

Property Type	Single Family Home
Details	built 1999
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$129,500 (Jan 2020)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	Dec 2009 Line of Credit Jul 2010 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092-00-00-111-01-000`

Property Details

APN / Parcel Number

Primary APN	`092-00-00-111-01-000`
Alternative APN	`2254955`

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	720 sqft

Location & Zoning

Street Address	9578 JOHNSON RD
City	PHILPOT
State	KY
Zip	42366-9322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9578 JOHNSON RD
Jurisdiction	DAVIESS KY
Township / Civil Division	WHITESVILLE-PHILPOT
Census Block Group	2
Census Block	2050
Census Tract	1602

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9578 JOHNSON RD, PHILPOT, KY 42366-9322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2009	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jul 21, 2010	Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Record Updated	Oct 29, 2026

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	9578 JOHNSON RD, PHILPOT, KY 42366-9322
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001731/258
Date	Dec 17, 2009
Book Page	1731/258
Instrument	2009-00019697

Lender

Name	FIRST STATE BANK
Type	Bank
Address	TELL CITY, IN 47586

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Nov 20, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Jul 21, 2010
Property Address	9578 JOHNSON RD, PHILPOT, KY 42366-9322
Document Number	000878/439
Book / Page	0878 / 439
Map Reference	MB28 PG254
Instrument Date	Jul 19, 2010
Instrument	201001321110
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 MEMORY LN, BILLINGS, MT 59101-6516

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9578 JOHNSON RD, PHILPOT, KY 42366-9322

Mortgage

Document Number	001761/079
Date	Jul 21, 2010
Book Page	1761/079
Instrument	2010-01321113

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,500 (-)	$129,500 (-)
2025	$1,334.00	$129,500 (-) Land $30,000 Building $99,500	$129,500 (-) Land $30,000 Building $99,500
2023		$129,500	$129,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1997–2008)
Most Recent Claim	Apr 2008 · rainfall accumulation
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITESVILLE WATER WORKS serves 3,672 people · EPA ID KY0300467
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

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