9577 Elms Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 9577 Elms Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,972 sqft · built 1950
Lot Size	1.74 acres (75,794 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (Feb 2023)
Tax Bill	$4,550 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-10-5-12-4001-003`

Property Details

APN / Parcel Number

Primary APN	`27-10-5-12-4001-003`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,972 sqft Living Area
1st Floor Area	1,490 sqft
Basement Area	1,490 sqft
Unfinished Basement	1,490 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood Siding
Lot Area	75,794 sqft (1.74 acres)
Garage Area	932 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Patio Area	441 sqft
Total Buildings	8 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	9577 ELMS RD
City	BIRCH RUN
State	MI
Zip	48415-8480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 175 FT OF N 525 FT OF W 330 FT OF NE1/4 OF SE1/4 OF EXC N 20 FT OF W 180 FT THEREOF ALSO COM AT E 1/4 CORN OF SEC 12 TH W
Legal Range	05E
Legal Township	10N
Legal Section	12
Jurisdiction	SAGINAW MI
Township / Civil Division	TAYMOUTH
Census Block Group	1
Census Block	1025
Census Tract	13000

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12730 TAMARACK DR, BURT, MI 48417-9418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage WANIGAS CU
Jul 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage WANIGAS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Prior Sale	Dec 30, 2015 · Amount on Record
Deed Document Number	20232731
Prior Transfer Date	Oct 21, 2003
Prior Transfer Doc	0007184504
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 13, 2023
Property Address	9577 ELMS RD, BIRCH RUN, MI 48415-8480
Document Number	0000002731
Instrument Date	Feb 10, 2023
Instrument	2023002731
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	HOMELAND TITLE, HOMELAND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,092.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9577 ELMS RD, BIRCH RUN, MI 48415-8480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12730 TAMARACK DR, BURT, MI 48417-9418

Mortgage

Document Number	0000002732
Date	Feb 13, 2023
Instrument	2023002732

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	9577 ELMS RD, BIRCH RUN, MI 48415-8480
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MID STATE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9577 ELMS RD, BIRCH RUN, MI 48415-8480

Mortgage

Document Number	0000026355
Date	Oct 19, 2020
Instrument	2020026355

Lender

Name	WANIGAS CU
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	9577 ELMS RD, BIRCH RUN, MI 48415-8480
Document Number	0000019637
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9577 ELMS RD BIRCH RUN MI 484158480, BIRCH RUN, MI 48415-8480
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019637
Date	Jul 17, 2018
Instrument	19637

Lender

Name	WANIGAS CU
Address	SAGINAW, MI 48603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2033

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Taymouth Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,400 (+29.61%)	$338,800 (+29.61%)
2025	$4,550.00 (+61.29%) Homeowner's exemption
2023		$130,700	$261,400
2022	$2,821.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–2017)
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRCH RUN TOWNSHIP serves 2,080 people · EPA ID MI0000722
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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