9577 Ea Wallace Ln, Elberta, AL 36530 Property Records

Baldwin County property record for 9577 Ea Wallace Ln, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,232 sqft · built 1985
Lot Size	5.2 acres (226,512 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Mar 2026)
Tax Bill	$2,980 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62-02-10-0-001-004`

Property Details

APN / Parcel Number

Primary APN	`62-02-10-0-001-004`
Alternative APNs	`366703` `325245` `537287` `48693`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,232 sqft Heated Area
1st Floor Area	4,232 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	226,512 sqft (5.2 acres)
Lot Dimensions	900 ft deep x 299 ft wide
Garage Type	Carport
Carport	Carport
Pool Area	720 sqft
Utility Building	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	537287
Street Address	9577 EA WALLACE LN
City	ELBERTA
State	AL
Zip	36530-5487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	299.2' X 900' IRR BEG AT SW COR OF SE1/4 OF NW1/4, RUN E 988.6', TH N 23.78' TO POB CONT N 560.1', TH E 130.6', TH N 340', TH
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	4
Census Block	4001
Census Tract	11601

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27475 COUNTY ROAD 20, ELBERTA, AL 36530-5423
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 24, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 1, 2017	Warranty Deed, Transfer · Commercial Mortgage COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Oct 14, 2025 · Amount on Record
Deed Document Number	20262243640
Prior Transfer Date	Sep 25, 2025
Prior Transfer Doc	0002216108
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	27475 COUNTY ROAD 20, ELBERTA, AL 36530-5423
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27475 COUNTY ROAD 20, ELBERTA, AL 36530-5423

Mortgage

Document Number	0002060029
Date	Apr 26, 2023
Instrument	2060029

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 28, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 24, 2020
Property Address	27475 COUNTY ROAD 20, ELBERTA, AL 36530-5423
Document Number	0001837777
Instrument Date	Jun 19, 2020
Instrument	1837777
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4922 GLEN EAGLE DR, 4922, TUSCALOOSA, AL 35406-2924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27475 COUNTY ROAD 20, ELBERTA, AL 36530-5423

Mortgage

Document Number	0001837778
Date	Jun 24, 2020
Instrument	1837778

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 1, 2017
Property Address	27475 COUNTY ROAD 20, ELBERTA, AL 36530-5423
Document Number	0001653929
Instrument Date	Aug 30, 2017
Instrument	1653929
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27475 COUNTY ROAD 20, 27475, ELBERTA, AL 36530-5423

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	27475 COUNTY ROAD 20, ELBERTA, AL 36530-5423

Mortgage

Document Number	0001653930
Date	Sep 1, 2017
Instrument	1653930

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,980.00 (+7.08%)
2025	$2,783.00 (-52.73%)	$101,000 (-51.97%) Land $13,000 Building $88,000	$1,009,900 (-3.95%) Land $129,900 Building $880,000
2023	$5,887.00 (+28.42%)	$210,280 (+28.44%)	$1,051,400 (+28.44%) Land $111,300 Building $940,100
2022	$4,584.00 (+252.07%)	$163,720	$818,600 Land $95,500 Building $723,100
2021	$1,302.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	319 (1979–2020)
Claims Outside the SFHA	36 of 319
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 124 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 40 claims Hurricane Ivan, Sep 2004 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 81% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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